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 hi i am a bankrupt sept 7th this year. I'm now worse off

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T O P I C    R E V I E W
Dawn.10 Posted - 18 October 2011 : 13:51:52
hi i am a bankrupt sept 7th this year i wish i hadnt done it now im worse off i have to pay 117 a month to official recievers im in reciept of benefits and work 16 hours
5   L A T E S T    R E P L I E S    (Newest First)
Niobe Posted - 19 October 2011 : 16:58:05
Which expenditures were disallowed?

Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe



Jan
xxx
Dawn.10 Posted - 19 October 2011 : 14:49:15
hi thanks for replies. the or wouldnt but some of my expenditures down. my main worry is that they are saying i cannot put housing overpayments on i wouldnt have gone down this route iF I Lose top up for my housing then i wont be able to pay them anything. my youngest is 8 so i have my middle girl babysit while i work

Daniel Griffiths Posted - 19 October 2011 : 11:25:47
Hi Dawn

I am wondering if you have young children at all, as you work 16 hours a week if so how much did you allocate to child care?
Niobe Posted - 18 October 2011 : 16:45:53
I agree with Viki - I presume you put down all of your essential expenditure?

If not then speak to the OR as she advises.

Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe



Jan
xxx
Viki.W Posted - 18 October 2011 : 15:29:40
Hi Dawn,

If you have any surplus at the end of the month after all your essential expenditure, then you will need to pay an IPA. However, if you are struggling, then I advise you speak to the OR.



Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/

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