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joella68
Junior Member



United Kingdom
280 Posts

Posted - 27 November 2009 :  16:27:54  Show Profile  Reply with Quote
please help !!!
nothing to do with br, but when you need to fill out an expenditure sheet and you are living with your partner, but the debt is only in your name
1.is your partner also liable for your debt ?
2.are both incomes taken into consinderation when working out a payment offer
3.and if the person not in debt has a car finance could they take the car away

moving forward to new beginnings

Housing
Senior Member



United Kingdom
1399 Posts

Posted - 27 November 2009 :  16:32:20  Show Profile  Reply with Quote
Hi jo,

Do not panic

If the debts are in your sole name then your partner cannot be liable.

I am sure others will have the same advice, good luck, Richard x

"There are no problems - only solutions..."

Edited by - Housing on 27 November 2009 16:32:44
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joella68
Junior Member



United Kingdom
280 Posts

Posted - 27 November 2009 :  16:34:06  Show Profile  Reply with Quote
thanks richard, can anyone answer number 2 please ?

moving forward to new beginnings

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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 27 November 2009 :  16:45:08  Show Profile  Reply with Quote
I agree with Richard.

Regarding 2, what sort of offer is it - DMP, IVA?

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

28 IPA payments made, 8 to go - in single figures!
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joella68
Junior Member



United Kingdom
280 Posts

Posted - 27 November 2009 :  16:49:24  Show Profile  Reply with Quote
hi skippy it hasnt got to offer point yet, just trying to find out all options and as to whether both incomes are taken or not

moving forward to new beginnings

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Housing
Senior Member



United Kingdom
1399 Posts

Posted - 27 November 2009 :  16:52:43  Show Profile  Reply with Quote
Hi again Jo,

I am inclined to separate the income completely to just yours if the debt is in your sole name and as I have said they cannot hold your partner liable. Best not to muddy any waters!!

Do not worry...

Regards, Richard x

"There are no problems - only solutions..."
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