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 Want to stop my IVA and go bankrupt. What would be the first step ?
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dawnlougib
Starting Member

United Kingdom
41 Posts

Posted - 02 October 2012 :  23:09:11  Show Profile  Reply with Quote
Hi i have spoke to a lady at CAB and she was not very keen on me going down the bankruptcy path and wasn't sure on the ins and outs of an iva.
Everyone has been so helpful on here but my head seems to be going round and round in circles. I have so many questions on how i go about getting through this the steps i need to take now that i have decided that this is the path i need to take but i don't want to be a pain or for people to think that i am not paying attention to what i am being told on here. I am listening to all the comments but my head is still filled with questions
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Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 03 October 2012 :  00:00:22  Show Profile  Reply with Quote
Hi dawn,

I'm sorry you're having to go through this.

Why was the lady at the CAB not keen on you declaring bankruptcy? It's not really her choice, it's yours. Your only other choice is a debt management plan and from what you have posted on here and also our sister forum, then it sounds like bankruptcy is definitely your best option.

Speak to an expert on here and chat everything through.




Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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dawnlougib
Starting Member

United Kingdom
41 Posts

Posted - 03 October 2012 :  00:31:15  Show Profile  Reply with Quote
It's just difficult because i feel so down at the moment.
I'm not sure why she wasn't keen but i didn't come away feeling to relaxed that they were going to help.
I know i posted on the iva site because i am currently in one and thought i would post on the bankruptcy one as that is what i intend to do, not wanting to be a pain.
I've got bits and pieces in my head that i need to do it's just putting them in order.
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Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 03 October 2012 :  06:36:32  Show Profile  Reply with Quote
The IVA forum is a great place and you will get lots of support on there and on here so please keep posting on both.





Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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dawnlougib
Starting Member

United Kingdom
41 Posts

Posted - 03 October 2012 :  16:54:04  Show Profile  Reply with Quote
I am just wondering whether because of how much i panic and how i feel at the moment if it would be better for me to get a company to help me through the bankruptcy
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Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 03 October 2012 :  17:06:57  Show Profile  Reply with Quote
Hi Dawn,

Kelly has offered to speak to you, why don't you give her a call.

I'm always here too.



Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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