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Dez
New Member

United Kingdom
87 Posts

Posted - 01 June 2013 :  19:23:57  Show Profile  Reply with Quote
Thanks again I will try and find out what companies had these debts and write to them.

If I cannot remember which company had the debt is there anyway I can find out?

Thanks

Derek
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 01 June 2013 :  20:07:23  Show Profile  Reply with Quote
If you check your credit record it should show you who now owns the debt.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant


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Dez
New Member

United Kingdom
87 Posts

Posted - 03 June 2013 :  15:06:14  Show Profile  Reply with Quote
Hi

I have checked my file and it does not say who the debt was passed onto. I looked on my Equifax credit report.

Thanks

Derek
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Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 03 June 2013 :  16:04:41  Show Profile  Reply with Quote
You need to write to the data controller of the original creditor for them to amend the details, regardless of it being passed on.



Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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Dez
New Member

United Kingdom
87 Posts

Posted - 03 June 2013 :  18:22:29  Show Profile  Reply with Quote
Many thanks for your help.

Derek
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pcoventry2
Junior Member

230 Posts

Posted - 05 June 2013 :  14:52:57  Show Profile  Reply with Quote
I managed to get a new 4G contract with EE when I was bankrupt. I was amazed. But took it back in 4 days as it was rubbish.

Just out of BR and even though they were a creditor it must all get written off as I now have a 12 month contract with Virgin Media and the highest amount of credit limit they do! (£240)

So god know how it works!
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 05 June 2013 :  16:37:23  Show Profile  Reply with Quote
EE are usually pretty good with people who are BR.

Virgin Media are also known to be ok with those in BR. It's not really credit as if you don't pay then you're in trouble again.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant


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Dez
New Member

United Kingdom
87 Posts

Posted - 06 June 2013 :  04:40:42  Show Profile  Reply with Quote
I was out of BR in May 2010 early discharge and still cannot get any mobile phone contract. I am just in the middle of cleaning up my credit file now as most of my creditors are still showing as defaulted on my credit file after all this time.

Dez
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 06 June 2013 :  07:47:09  Show Profile  Reply with Quote
T Mobile are normally pretty good for people with bad credit.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant


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nadineryan
Starting Member



United Kingdom
5 Posts

Posted - 10 July 2013 :  14:33:54  Show Profile  Reply with Quote
quote:
Originally posted by Niobe

T Mobile are normally pretty good for people with bad credit.


They were very understanding and respectful when I had problems about 2 years ago.
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