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 Hi all, it's a long time since I have been on here
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Freefromdebt
Starting Member

3 Posts

Posted - 08 September 2014 :  22:23:23  Show Profile  Reply with Quote
Hi all, it's a long time since I have been on here. It will be 6 years on Wednesday 10th September since I walked out of the court to restart my life. I have lost 5 houses and everything else I had worked for but must admit that waking up everyday with no debts is fantastic. My question is as follows: my wife (who was also declared bankrupt) owned 50% of a house with her brother that they used to let. We now live I this and have not had any correspondence from our receiver about it util 2 months ago when they offered her the option to purchase their interest. We have agreed a figure but are they still able to claim this as it will have been 6 years since BR on Wednesday.
It just seems funny that we have not heard anything for nearly 6 years and now they are writing asking for the money every other day.

Niobe
Administrator



United Kingdom
4590 Posts

Posted - 09 September 2014 :  08:15:08  Show Profile  Reply with Quote
Hi,

Nice to see you again and it will be great on Wednesday as the BR will drop off your record!

I must admit that I was under the impression that the OR kept an interest for up to three years so I've no idea whether or not they can still ask for this.

Hopefully one of the BR experts will be able to answer your query.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant


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Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 09 September 2014 :  10:26:22  Show Profile  Reply with Quote
Hi, if it's not the family home, they do not need to deal with it within 3 years unfortunately.

Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 09 September 2014 :  12:24:06  Show Profile  Reply with Quote
Thanks for that however, from reading the post it appears that they live there now so would it be classed as the family home now?

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant


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Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 09 September 2014 :  12:40:41  Show Profile  Reply with Quote
Sorry I didn't read that bit. If it wasn't the family home whilst you were bankrupt, then they don't have to deal with it within 3 years.

Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 09 September 2014 :  13:53:09  Show Profile  Reply with Quote
Be good for the OP to come back on and let us know how long they have lived there.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant


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debtinfo
forum expert



2826 Posts

Posted - 09 September 2014 :  19:02:38  Show Profile  Reply with Quote
more specifically if they were living in the property at the date of the bankruptcy order. so if they moved in a day after the bankruptcy order it would not be a family home but if they moved in a day before the bankruptcy order it would be a family home
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harbourmaster
Junior Member



346 Posts

Posted - 10 September 2014 :  17:00:12  Show Profile  Reply with Quote
Hi, we have only lived in this house for 1 year. We have been in rented until then whilst we decided on our future.
It just seemed funny that we had not heard anything for nearly 6 years then all of a sudden the tidal wave of letters started wanting us to purchase the receivers interest.
Thanks for your help
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 10 September 2014 :  18:03:21  Show Profile  Reply with Quote
Hi Harbourmaster

Are you the same poster as freefromdebt?

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant


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harbourmaster
Junior Member



346 Posts

Posted - 10 September 2014 :  21:14:41  Show Profile  Reply with Quote
Hi there, yes I am. I do not know why the name freefromdebt came from when I did the original post.
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pcoventry2
Junior Member

230 Posts

Posted - 11 September 2014 :  22:40:53  Show Profile  Reply with Quote
It's given you a random name. It did that with me the first time I posted
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