| Active Topics on Bankruptcy Forum - BankruptcyHelp.org.uk |
| Title | Posts | Views |
 Shop lease with Father as Guarantor! BR 6th May! (by: beebop) |
4 |
3616 |
| Someone doing credit check using my address (by: Niobe) |
6 |
19877 |
| Not sure? (by: Niobe) |
1 |
6122 |
| I thought it was all over, but . . . (by: Niobe) |
4 |
6595 |
| Setting cash aside for bankruptcy process (by: Lisa Thomas) |
5 |
5556 |
| I was made bankrupt in 1991 and discharged in 1994 (by: Lisa Thomas) |
3 |
5630 |
| When a house is part of the asset for a debt, is it possible to sell before a forced sale ? (by: Lisa Thomas) |
3 |
5143 |
| I received lots of help on this site and have a friend who could use some advice (by: Lisa Thomas) |
3 |
5030 |
| I want to know more about bankruptcy. I just need a clean slate (by: Lisa Thomas) |
3 |
5400 |
| 6 years nearly over (by: Niobe) |
6 |
6031 |
| Reposession after BR (by: Lisa Thomas) |
5 |
4863 |
| My husband had a debt for fraudulent misrepresentation (by: Lisa Thomas) |
3 |
4530 |
| Tax refund after discharge (by: Lisa Thomas) |
3 |
4327 |
| Would we be entitled to this refund ? (by: Lisa Thomas) |
3 |
4777 |
| Nearly Free (by: Lisa Thomas) |
3 |
3806 |
| What happens in bankruptcy to the extra income if I start working ? (by: Lisa Thomas) |
3 |
4314 |
| We declared bankruptcy November 2010. When will it drop off our credit reports ? (by: Lisa Thomas) |
12 |
4167 |
| Does discharge happen automatically after 12 months with no IPO ? (by: Lisa Thomas) |
7 |
4806 |
| Too many cases of bankruptcy to issue written confirmation of decision ? (by: Lisa Thomas) |
5 |
3921 |
| Left with house and debts I dont know what to do about tax bill. Grateful for any advice. (by: Niobe) |
5 |
3797 |
| Bankruptcy & car help (by: Niobe) |
4 |
2773 |
| My partner is a bankrupt. What happens to my half of property value if we are forced to vacate it ? (by: Lisa Thomas) |
10 |
2670 |
| Thinking of moving to Indonesia (by: Lisa Thomas) |
3 |
2161 |
| Callcare Test (by: Niobe) |
3 |
2156 |
| Can anything be done to remove me from the liability of a BTL mortgage ? (by: Lisa Thomas) |
13 |
2572 |
| After years of dreaming of being debt free I would go bankrupt but for beneficial interest (by: Niobe) |
4 |
2350 |
| Hi, Im looking for a bit more help please. (by: Niobe) |
10 |
2578 |
| Help needed. Made bankrupt 2013. (by: Lisa Thomas) |
3 |
2449 |
| Today received a letter threatening to publish my bankruptcy unless I pay them some money. (by: Niobe) |
9 |
7785 |
| Lisa Thomas (by: Niobe) |
1 |
1673 |
| If i have to declare myself bankrupt but cant afford the fees what do I do ? (by: Lisa Thomas) |
4 |
2840 |
| Hello, my husband and I have been in a DMP. It has been suggested that he goes bankrupt. (by: Lisa Thomas) |
6 |
2197 |
| I have 8 months left of my IPO. (by: Viki.W) |
3 |
2511 |
| Hi, I was declared bankrupt last October and have been told to leave my rented property (by: Viki.W) |
6 |
2553 |
| My new partner is going BR after her house was Repod (by: Viki.W) |
10 |
7901 |
| I live in rented accommodation. Will bankruptcy affect this ? (by: pcoventry2) |
4 |
7241 |
| Can you explain what this means ? (by: Niobe) |
9 |
5061 |
| Would it be possible to go bankrupt and still remain in the Philippines ? (by: Viki.W) |
3 |
2085 |
| Making An Offer To Trustee For Bankrupts Equity (by: Viki.W) |
3 |
1928 |
| How quickly are credit files updated once an amendment has been made ? (by: Niobe) |
2 |
1986 |
| Bankruptcy changes from April 2016 (by: pcoventry2) |
9 |
8123 |
| Hello I am new to this forum, I have a few questions (by: Viki.W) |
5 |
6739 |
| I was declared bankrupt over 6 years ago due to the property crash (by: Viki.W) |
3 |
2004 |
| HelloI owe the banks and Im on job seekers allowance. (by: Viki.W) |
3 |
2016 |
| When and how can I remove defaulted amounts from my credit file ? (by: Viki.W) |
13 |
3401 |
| What is classed as acceptable expenditure ? Does it include counselling and child care ? I (by: Niobe) |
4 |
1993 |
| I have a joint mortgage with my partner will we be forced to sell our home ? (by: Viki.W) |
3 |
1884 |
| If my house is revalued into positive equity does the OR have a time scale to repossess it ? (by: Viki.W) |
3 |
1912 |
| Is it allowed for IP to serve me with bankruptcy papers via email ? (by: Viki.W) |
3 |
1826 |
| If I declare bankruptcy will future wages go to creditors ? (by: Viki.W) |
3 |
2000 |
| How can I correct defaults ? (by: Niobe) |
13 |
2420 |
| Can household be blacklisted by stranger ? (by: Viki.W) |
3 |
1820 |
| Hi there, what percentage of surplus income is the OR likely to take ? (by: Viki.W) |
3 |
2046 |
| I can not afford to pay for bankruptcy what do I do ? (by: Niobe) |
3 |
1911 |
| Bankruptcy expired, not on the insolvency register but defaults showing on credit file (by: Niobe) |
3 |
1747 |
| Im unsure if bankruptcy is the right decision for me (by: Viki.W) |
3 |
1892 |
| Questions about clearing a charging order. A car loan was secured against my house (by: Viki.W) |
5 |
1944 |
| Money I was left in a will is being claimed by the OR. So many conflicting views on this. (by: Viki.W) |
3 |
1932 |
| I have become the registered keeper for the car owned by my father. (by: Viki.W) |
3 |
2069 |
| Will this car be outside the bankruptcy exempt ? (by: Viki.W) |
3 |
2041 |
| Happy New Year (by: Niobe) |
3 |
5981 |
| For Viki (by: Niobe) |
4 |
2055 |
| I have just received an attachment of earnings order. What do you suggest ? (by: Viki.W) |
3 |
2167 |
| Viki is now an Approved Intermediary (by: Viki.W) |
4 |
5277 |
| Im going through bankruptcy at the moment (by: Viki.W) |
3 |
2475 |
| Can a creditor have a claim on my assets after bankruptcy discharge in 1999 ? (by: Viki.W) |
3 |
2257 |
| I have today received a B10 Notice. Is there anything I can do to prevent losing my house ? (by: Viki.W) |
6 |
2831 |
| I forgot about a bankruptcy order against me. (by: Niobe) |
11 |
2355 |
| Hi, I am looking for some help. (by: Niobe) |
12 |
2427 |
| Declared bankruptcy May, 2004. Discharged Oct 2004. Do I have to pay PPI to court ? (by: Niobe) |
4 |
2114 |
| I work for a health care provider, will they be made aware of my bankruptcy ? (by: Niobe) |
2 |
2091 |
| I have a problem I cant resolve without some help (by: Niobe) |
4 |
1843 |
| Im not able to pay my upcoming tax. What are my options ? (by: Viki.W) |
8 |
2463 |
| Hi how can I as a third party purchase an asset of a bankrupt ? (by: Viki.W) |
3 |
1816 |
| BR advice needed (by: Viki.W) |
10 |
2077 |
| Would bankruptcy clear my tax bill? (by: Niobe) |
7 |
2457 |
| Hi, My sons business is failing and a supplier is likely to make him bankrupt. (by: Niobe) |
3 |
1678 |
| Hi, I will soon be at that point where my bankruptcy will be removed from credit report (by: Niobe) |
7 |
2274 |
| Will PPI claim reopen bankruptcy discharged in 2010 ? (by: Viki.W) |
6 |
1965 |
| credit report (by: Niobe) |
5 |
2146 |
| I want to make an offer to buy out my bankrupt husbands equity share in our home (by: Niobe) |
3 |
1923 |
| Will I be able to keep childrens maintenance costs ? (by: Viki.W) |
3 |
2112 |
| Hi, I am very close to petitioning for bankruptcy but could do with some advice (by: Niobe) |
9 |
2705 |
| Can I file for bankruptcy ? (by: Viki.W) |
4 |
2115 |
| Accounts still open (by: Niobe) |
7 |
1963 |
| I have been currently unemployed and with no fixed address. (by: Viki.W) |
3 |
5944 |
| Nothing was settled about house in boyfriend boyfriends divorce. Ex wife considering bankruptcy. (by: Viki.W) |
7 |
1978 |
| Very stressed after divorce and not seeing my child. Starving because Ive no money. (by: Niobe) |
3 |
1844 |
| All of my pension is being taken retrospectively. Is there any chance of fighting this ? (by: Viki.W) |
2 |
1913 |
| Why was I discriminated against ? (by: Niobe) |
3 |
2072 |
| I am considering bankruptcy (can no longer afford payments to IVA) (by: Viki.W) |
2 |
1828 |
| Are we able to clear our bankruptcy ( 6 years ago) from our credit file straight away ? (by: Niobe) |
2 |
1846 |
| My wife was forced into bankruptcy in 2009 (by: Niobe) |
4 |
1799 |
| I still have a year left to pay IPA. (by: Viki.W) |
10 |
2164 |
| Worried that creditors will add a note of correction when I ask them to change default date. (by: Niobe) |
2 |
5740 |
| 3 years on after discharge (by: Niobe) |
5 |
2127 |
| notice of intention to stay enforcement (by: Susiet) |
3 |
1951 |
| Hi, not sure if bankruptcy would work for me ? (by: Niobe) |
3 |
1792 |
| Can hardly believe it has been over 6 years since I first found this site. (by: scatcat) |
9 |
1853 |
| Can someone whose house has been repossessed be made bankrupt in their absence ? (by: Marie.t) |
6 |
1784 |
| My aunty left me a legacy two mouths before I was discharged and it has been taken. (by: Viki.W) |
3 |
1728 |
| Worrying letter received about who provided deposit for my bankruptcy 6 years ago (by: Viki.W) |
7 |
2000 |
| Ive been made insolvent, my bank is closing my account. What can I do now ? (by: Niobe) |
5 |
5881 |
| Hi, I am new to this forum, Am I right about prohibition on suing a bankrupt ? (by: Viki.W) |
3 |
5749 |
| Can my mother, who is in a nursing home with Altziemers, declare herself bankrupt ? (by: Blackie) |
4 |
2012 |
| We have 2 disabled children. Would we lose our house if we declare bankruptcy ? (by: Viki.W) |
3 |
1923 |
| We have just been issued with a bankruptcy order. My husband works in Europe. (by: Viki.W) |
3 |
1715 |
| I am in the process of applying for bankruptcy (by: Viki.W) |
3 |
1837 |
| BR seems the only option (by: Viki.W) |
3 |
1666 |
| I am going bankrupt as a sole trader. Can I give a person the maintenance contracts ? (by: Niobe) |
3 |
1643 |
| Please help, I cant afford a solicitor to remove bankruptcy notices and restrictions from title. (by: Niobe) |
2 |
1733 |
| HMRC query (by: Viki.W) |
3 |
1713 |
| Hi do you have to use a solicitor when transferring property back to myself ? (by: Viki.W) |
3 |
1645 |
| Credit file after discharge (by: Niobe) |
3 |
1680 |
| My Bankruptcy 3 year period ends this December, wil I get my land registry back ? (by: Niobe) |
8 |
1885 |
| Is there anyway I can get help with going bankrupt ? (by: Niobe) |
3 |
1814 |
| I will be going bankrupt every year until my lease ends if this is correct ! Any help appreciated. (by: Viki.W) |
2 |
1756 |
| CCJs and council tax? (by: Niobe) |
33 |
5038 |
| Discharged from bankruptcy 2013. It transpires that a second loan is still on the house (by: Viki.W) |
3 |
1911 |
| Can I tell insolvency that I want to hand over my house ? (by: pcoventry2) |
4 |
5926 |
| I have a property abroad that I cannot sell. (by: Viki.W) |
3 |
1792 |
| I am British. I am thinking of UK Bankruptcy for UK debt. Last 2 years working in Ireland. (by: Blackie) |
3 |
1842 |
| How far will the official look back at bank statements ? (by: Blackie) |
3 |
2108 |
| It seems very scary to go bankrupt and we have no real idea of how it will affect us. (by: Viki.W) |
3 |
1858 |
| I am declaring bankruptcy. Will payments to parents for board be allowed as expenditure ? (by: Blackie) |
4 |
2089 |
| I am currently thinking of Bankruptcy. (by: Niobe) |
9 |
2187 |
| 6 years on (by: Viki.W) |
3 |
1957 |
| DRO Levels to increase (by: Blackie) |
4 |
2048 |
| Are congestion charge fines covered under bankruptcy ? (by: Niobe) |
19 |
3205 |
| bankruptcy after seperation (by: Viki.W) |
8 |
1821 |
| How long does it take to annul bankruptcy through the court ? Do I need a solicitor ? (by: Viki.W) |
5 |
1845 |
| Is there any way I can avoid bankruptcy ? (by: Niobe) |
8 |
1892 |
| Merry Christmas and Happy New Year (by: Viki.W) |
2 |
5680 |
| I am being made bankrupt for council tax. Can I ask for a charge on my property instead ? (by: Viki.W) |
2 |
1712 |
| My husband went bankrupt in march 2012. Can they force the sale of our house ? (by: Viki.W) |
2 |
1809 |
| After the court hearing, how long do I have before my house is repossessed ? (by: Niobe) |
12 |
1962 |
| I was made bankrupt 121212 , can I sell my share of my portfolio to my son ? (by: Viki.W) |
2 |
1604 |
| Will any holds made on my Land registry regarding my property bee moved after 3 years ? (by: Viki.W) |
2 |
1639 |
| How long do I have to wait before I can sell my property without paying off creditors ? (by: Viki.W) |
3 |
1577 |
| I thought bankruptcy lasted 3 years and not a lifetime. (by: Viki.W) |
3 |
1803 |
| I am going insolvent. We have a joint loan. Can the house my wife owns be repossessed ? (by: Viki.W) |
3 |
1625 |
| I donthe think I can get the funds to go bankrupt. what can I do ? (by: Niobe) |
5 |
1831 |
| Could bankruptcy be a better option ? (by: Viki.W) |
3 |
1830 |
| 2 years after going bankrupt (by: pcoventry2) |
4 |
5969 |
| Wondering how much time I have to find a property to rent after repossession hearing ? (by: Niobe) |
5 |
1726 |
| I need to get advice on buying the trustees interest in my home (by: Viki.W) |
2 |
1697 |
| hi all . I am close to bankruptcy and I have a couple of questions. (by: james1102) |
5 |
1909 |
| Will I have to declare my mobile phone contract to the OF ? (by: Viki.W) |
4 |
1771 |
| debt not included in bankruptcy. (by: Viki.W) |
14 |
2126 |
| hi all myself and my wife are thinking of going bankrupt fairly soon. (by: Viki.W) |
3 |
1884 |
| Car (by: Viki.W) |
2 |
1810 |
| I am about to go bankrupt. Why is solicitor wanting legal aid to put a charge on house ? (by: Viki.W) |
4 |
2030 |
| personal pension (by: Niobe) |
19 |
3018 |
| Will my partner be affected if I go bankrupt? (by: Viki.W) |
5 |
1884 |
| Can you have a joint bankruptcy with your wife ? (by: pcoventry2) |
6 |
5854 |
| BR or CCJ on credit file? (by: pcoventry2) |
20 |
8059 |
| Just done a Experian Check. (by: pcoventry2) |
10 |
6019 |
| Mine field correcting credit file (by: pcoventry2) |
35 |
8548 |
| Credit card (by: pcoventry2) |
38 |
15540 |
| Hi all, its a long time since I have been on here (by: pcoventry2) |
11 |
5969 |
| Should I get a market property valuation or a forced sale valuation (by: Niobe) |
7 |
2004 |
| My house had been for sale for a year. I havent heard from a trustee. What happens now ? (by: pcoventry2) |
4 |
5864 |
| My wife does not wish to show OR personal details as we are not getting on too well. (by: Viki.W) |
7 |
1954 |
| Hello, I now live in Dubai. Am I able to declare bankruptcy ? (by: debtinfo) |
4 |
1838 |
| Will I be allowed to keep co op cash minder account in bankruptcy ? (by: Skippy) |
8 |
1923 |
| Director? (by: Niobe) |
12 |
1951 |
| I am looking to get help with my debts and wonder if bankruptcy is an option ? (by: pcoventry2) |
6 |
5920 |
| Made bankrupt May 2010, early release September 2010. Am I clear of all bankruptcy restrictions ? (by: Niobe) |
3 |
1733 |
| Ppi (by: debtinfo) |
5 |
1801 |
| I have a lot of pay day loans and recently lost my job and still living at my parents (by: Viki.W) |
3 |
1835 |
| my ex going bankrupt (by: dawnlougib) |
40 |
4249 |
| We dont have the initial fee to pay for bankruptcy. (by: Niobe) |
10 |
2215 |
| I have no way of finding the fees to go bankrupt (by: pcoventry2) |
3 |
5638 |
| Will the OR consider my repayment for loans from family favouritism to creditors ? (by: Viki.W) |
2 |
1726 |
| Would computers essential to my work be taken from me ? (by: Viki.W) |
3 |
1710 |
| Would we lose our car ? (by: Viki.W) |
3 |
1796 |
| All help appreciated to sort out what I am up against claim for share of interest (by: Blackie) |
3 |
2133 |
| Now being hounded by a creditor after discharge from bankruptcy (by: pcoventry2) |
5 |
6334 |
| Hi, I was made bankrupt in May2012. What is involved in the lead up to discharge ? (by: pcoventry2) |
123 |
21990 |
| Had 8 years of constant struggle I really need some help. Im scared and feel worthless (by: Niobe) |
15 |
2224 |
| Can I claim PPI on a card post bankruptcy ? (by: Niobe) |
3 |
5763 |
| Paying well in excess the amount I was made bankrupt for ? (by: debtinfo) |
3 |
1776 |
| Hello,I am considering bankruptcy due to debts from a previous business (by: Viki.W) |
3 |
1875 |
| After discharge from bankruptcy we are splitting up. Would we be liable for any shortfall ? (by: Niobe) |
4 |
1705 |
| I have been to court and am now bankrupt, (by: Skippy) |
19 |
4187 |
| How does the OR value property ? (by: Viki.W) |
2 |
1752 |
| What would qualify you to become bankrupt ? (by: Blackie) |
4 |
2172 |
| Can I declare bankruptcy while employed ? (by: Blackie) |
3 |
2277 |
| I was discharged 2010. What do I do about a creditor who contacted me ? (by: Viki.W) |
5 |
1810 |
| Sorting out your Credit files after the 6 years! (by: Niobe) |
7 |
2053 |
| How much will I need to pay to declare myself bankrupt ? (by: debtinfo) |
10 |
1973 |
| Well this is unbelievable but true! (by: Niobe) |
15 |
2599 |
| Hi I dont know if I should go down the bankruptcy route (by: Niobe) |
16 |
2152 |
| A word of Warning to all! (by: pcoventry2) |
6 |
6138 |
| DRO criteria (by: Andy Davie) |
4 |
1896 |
| Since discharge in 1997 trustees have been drawing down my pension. (by: Niobe) |
2 |
1812 |
| A bit of an odd one Any Ideas??? (by: Niobe) |
24 |
8277 |
| Mortgage after Bankruptcy (by: Niobe) |
2 |
1679 |
| I declared bankruptcy in 2008. Just had a letter from company who bought a debt . (by: onthewagon) |
4 |
1835 |
| Should I cut my losses and apply for bankruptcy in the UK ? (by: Viki.W) |
3 |
1713 |
| We were declared bankrupt in 1994. Can we receive money from endowment policy ? (by: Niobe) |
8 |
1747 |
| Advice please (by: Niobe) |
2 |
1718 |
| If I declare bankruptcy will I be able to have a bank account ? (by: Niobe) |
14 |
2947 |
| Dont know what to do or who to turn to for help closing business due to poor health (by: Blackie) |
4 |
1638 |
| After the 6 Year point (by: Niobe) |
25 |
3564 |
| guarantor (by: Viki.W) |
3 |
1681 |
| Can bankruptcy erase a debt to former wife ? (by: Viki.W) |
3 |
1723 |
| How long on my credit file ? (by: Viki.W) |
3 |
1651 |
| if you own your house out right (by: Niobe) |
3 |
1685 |
| Hi am currently in Thailand and wish to declare Bankruptcy. (by: Viki.W) |
4 |
1780 |
| Can you apply for bankruptcy once a creditor has applied for court proceedings ? (by: Niobe) |
6 |
1979 |
| Can I declare myself bankrupt if I work but my ear (by: Viki.W) |
3 |
1770 |
| Just say Hi ! :) (by: Niobe) |
8 |
1856 |
| What happens to buy to let properties in negative equity in bankruptcy ? (by: Viki.W) |
2 |
1809 |
| Do I need to declare all of my debt? Can I still have a mobile phone contract ? (by: Viki.W) |
4 |
1897 |
| What is the cost of declaring bankruptcy, i am claiming benefits (by: Blackie) |
6 |
3397 |
| What is the cost of declaring bankruptcy, i am cla (by: Viki.W) |
4 |
2052 |
| I and my ex partner owe about £4500 pounds to a power company. (by: Viki.W) |
3 |
1687 |
| Am I able to take out a pay day loan ....I have no money whatsoever to live on (by: Niobe) |
3 |
1728 |
| Bankruptcy and Addresses (by: pcoventry2) |
5 |
5722 |
| How is my house affected by bankruptcy? (by: Niobe) |
3 |
1750 |
| The past 15 years I have been struggling with crippling debt (by: Niobe) |
3 |
1691 |
| Hi Viki, you have helped me with responses in the past for which I am very grateful (by: Will5430) |
4 |
1705 |
| Hello,I need some help, I am currently filing for bankruptcy (by: Viki.W) |
2 |
1659 |
| Can I be declared insolvent even if I can pay the money owed ? (by: Blackie) |
4 |
1747 |
| A client has buy to let debts and is thinking of going bankrupt. (by: Blackie) |
5 |
1642 |
| I was made bankrupt in march 08. Will my only delinquent account disappear in June ? (by: Viki.W) |
3 |
1746 |
| I am a single mum and currently pregnant. (by: Viki.W) |
5 |
1738 |
| Hi,My husband and I are filing for Bankruptcy (by: Niobe) |
5 |
1719 |
| defaults still showing after discharge (by: Viki.W) |
3 |
1560 |
| Should I contact OR and inform him of payment demand post bankruptcy ? (by: Viki.W) |
3 |
1693 |
| If I cant have a bank account, how will clients pay me as they are not happy to pay individuals ? (by: Niobe) |
5 |
1846 |
| End of IPA (by: Niobe) |
4 |
5304 |
| Do the same criteria for individual bankruptcy apply for an insolvent estate ? (by: Niobe) |
2 |
1587 |
| As self employed I would need a bank account to receive payments from clients. (by: Niobe) |
2 |
1654 |
| I want to help my mum. She is disabled, up to her eyes in debt, crying everyday all day. (by: Niobe) |
7 |
1720 |
| Student Bankrupcy (by: Viki.W) |
4 |
1646 |
| I have been served a petition for sequestration by a Scottish Court which I dispute. (by: Niobe) |
2 |
1686 |
| I was declared bankrupt in March 2008. Will it fall off my credit history in March 2014 ? (by: Niobe) |
11 |
1851 |
| Update # 3 (by: Tifosi1) |
4 |
1721 |
| If I declare bankruptcy will my house be taken off me ? (by: Niobe) |
7 |
1854 |
| Will it be best to go bankrupt ? (by: Niobe) |
5 |
2284 |
| Howdo the bailiffs know what stuff belongs to who? (by: Niobe) |
4 |
3118 |
| Update :) (by: Viki.W) |
3 |
1616 |
| Credit Rating (by: Niobe) |
2 |
1601 |
| Moving On (by: Niobe) |
2 |
2835 |
| Need advice re: mortgage after bankruptcy. (by: Tifosi1) |
3 |
1522 |
| Mortgage after BR (by: Niobe) |
3 |
1604 |
| Mortgage after BR (by: Niobe) |
4 |
1649 |
| Important update (by: Blackie) |
4 |
1738 |
