Active Topics on Bankruptcy Forum - BankruptcyHelp.org.uk |
Title | Posts | Views |
Shop lease with Father as Guarantor! BR 6th May! (by: beebop) |
4 |
2776 |
Someone doing credit check using my address (by: Niobe) |
6 |
18288 |
Not sure? (by: Niobe) |
1 |
5863 |
I thought it was all over, but . . . (by: Niobe) |
4 |
6222 |
Setting cash aside for bankruptcy process (by: Lisa Thomas) |
5 |
5262 |
I was made bankrupt in 1991 and discharged in 1994 (by: Lisa Thomas) |
3 |
5276 |
When a house is part of the asset for a debt, is it possible to sell before a forced sale ? (by: Lisa Thomas) |
3 |
4772 |
I received lots of help on this site and have a friend who could use some advice (by: Lisa Thomas) |
3 |
4657 |
I want to know more about bankruptcy. I just need a clean slate (by: Lisa Thomas) |
3 |
5012 |
6 years nearly over (by: Niobe) |
6 |
5671 |
Reposession after BR (by: Lisa Thomas) |
5 |
4549 |
My husband had a debt for fraudulent misrepresentation (by: Lisa Thomas) |
3 |
4245 |
Tax refund after discharge (by: Lisa Thomas) |
3 |
4033 |
Would we be entitled to this refund ? (by: Lisa Thomas) |
3 |
4424 |
Nearly Free (by: Lisa Thomas) |
3 |
3459 |
What happens in bankruptcy to the extra income if I start working ? (by: Lisa Thomas) |
3 |
3986 |
We declared bankruptcy November 2010. When will it drop off our credit reports ? (by: Lisa Thomas) |
12 |
3928 |
Does discharge happen automatically after 12 months with no IPO ? (by: Lisa Thomas) |
7 |
4441 |
Too many cases of bankruptcy to issue written confirmation of decision ? (by: Lisa Thomas) |
5 |
3675 |
Left with house and debts I dont know what to do about tax bill. Grateful for any advice. (by: Niobe) |
5 |
3494 |
Bankruptcy & car help (by: Niobe) |
4 |
2622 |
My partner is a bankrupt. What happens to my half of property value if we are forced to vacate it ? (by: Lisa Thomas) |
10 |
2543 |
Thinking of moving to Indonesia (by: Lisa Thomas) |
3 |
2045 |
Callcare Test (by: Niobe) |
3 |
2043 |
Can anything be done to remove me from the liability of a BTL mortgage ? (by: Lisa Thomas) |
13 |
2433 |
After years of dreaming of being debt free I would go bankrupt but for beneficial interest (by: Niobe) |
4 |
2163 |
Hi, Im looking for a bit more help please. (by: Niobe) |
10 |
2456 |
Help needed. Made bankrupt 2013. (by: Lisa Thomas) |
3 |
2277 |
Today received a letter threatening to publish my bankruptcy unless I pay them some money. (by: Niobe) |
9 |
7614 |
Lisa Thomas (by: Niobe) |
1 |
1589 |
If i have to declare myself bankrupt but cant afford the fees what do I do ? (by: Lisa Thomas) |
4 |
2737 |
Hello, my husband and I have been in a DMP. It has been suggested that he goes bankrupt. (by: Lisa Thomas) |
6 |
2089 |
I have 8 months left of my IPO. (by: Viki.W) |
3 |
2402 |
Hi, I was declared bankrupt last October and have been told to leave my rented property (by: Viki.W) |
6 |
2458 |
My new partner is going BR after her house was Repod (by: Viki.W) |
10 |
7754 |
I live in rented accommodation. Will bankruptcy affect this ? (by: pcoventry2) |
4 |
7108 |
Can you explain what this means ? (by: Niobe) |
9 |
4941 |
Would it be possible to go bankrupt and still remain in the Philippines ? (by: Viki.W) |
3 |
1989 |
Making An Offer To Trustee For Bankrupts Equity (by: Viki.W) |
3 |
1803 |
How quickly are credit files updated once an amendment has been made ? (by: Niobe) |
2 |
1862 |
Bankruptcy changes from April 2016 (by: pcoventry2) |
9 |
7983 |
Hello I am new to this forum, I have a few questions (by: Viki.W) |
5 |
6598 |
I was declared bankrupt over 6 years ago due to the property crash (by: Viki.W) |
3 |
1911 |
HelloI owe the banks and Im on job seekers allowance. (by: Viki.W) |
3 |
1920 |
When and how can I remove defaulted amounts from my credit file ? (by: Viki.W) |
13 |
3313 |
What is classed as acceptable expenditure ? Does it include counselling and child care ? I (by: Niobe) |
4 |
1905 |
I have a joint mortgage with my partner will we be forced to sell our home ? (by: Viki.W) |
3 |
1792 |
If my house is revalued into positive equity does the OR have a time scale to repossess it ? (by: Viki.W) |
3 |
1808 |
Is it allowed for IP to serve me with bankruptcy papers via email ? (by: Viki.W) |
3 |
1723 |
If I declare bankruptcy will future wages go to creditors ? (by: Viki.W) |
3 |
1914 |
How can I correct defaults ? (by: Niobe) |
13 |
2319 |
Can household be blacklisted by stranger ? (by: Viki.W) |
3 |
1720 |
Hi there, what percentage of surplus income is the OR likely to take ? (by: Viki.W) |
3 |
1926 |
I can not afford to pay for bankruptcy what do I do ? (by: Niobe) |
3 |
1820 |
Bankruptcy expired, not on the insolvency register but defaults showing on credit file (by: Niobe) |
3 |
1662 |
Im unsure if bankruptcy is the right decision for me (by: Viki.W) |
3 |
1777 |
Questions about clearing a charging order. A car loan was secured against my house (by: Viki.W) |
5 |
1844 |
Money I was left in a will is being claimed by the OR. So many conflicting views on this. (by: Viki.W) |
3 |
1814 |
I have become the registered keeper for the car owned by my father. (by: Viki.W) |
3 |
1953 |
Will this car be outside the bankruptcy exempt ? (by: Viki.W) |
3 |
1949 |
Happy New Year (by: Niobe) |
3 |
5819 |
For Viki (by: Niobe) |
4 |
1953 |
I have just received an attachment of earnings order. What do you suggest ? (by: Viki.W) |
3 |
2035 |
Viki is now an Approved Intermediary (by: Viki.W) |
4 |
4630 |
Im going through bankruptcy at the moment (by: Viki.W) |
3 |
2354 |
Can a creditor have a claim on my assets after bankruptcy discharge in 1999 ? (by: Viki.W) |
3 |
2153 |
I have today received a B10 Notice. Is there anything I can do to prevent losing my house ? (by: Viki.W) |
6 |
2688 |
I forgot about a bankruptcy order against me. (by: Niobe) |
11 |
2239 |
Hi, I am looking for some help. (by: Niobe) |
12 |
2315 |
Declared bankruptcy May, 2004. Discharged Oct 2004. Do I have to pay PPI to court ? (by: Niobe) |
4 |
2001 |
I work for a health care provider, will they be made aware of my bankruptcy ? (by: Niobe) |
2 |
1961 |
I have a problem I cant resolve without some help (by: Niobe) |
4 |
1756 |
Im not able to pay my upcoming tax. What are my options ? (by: Viki.W) |
8 |
2337 |
Hi how can I as a third party purchase an asset of a bankrupt ? (by: Viki.W) |
3 |
1728 |
BR advice needed (by: Viki.W) |
10 |
1985 |
Would bankruptcy clear my tax bill? (by: Niobe) |
7 |
2340 |
Hi, My sons business is failing and a supplier is likely to make him bankrupt. (by: Niobe) |
3 |
1608 |
Hi, I will soon be at that point where my bankruptcy will be removed from credit report (by: Niobe) |
7 |
2173 |
Will PPI claim reopen bankruptcy discharged in 2010 ? (by: Viki.W) |
6 |
1868 |
credit report (by: Niobe) |
5 |
2073 |
I want to make an offer to buy out my bankrupt husbands equity share in our home (by: Niobe) |
3 |
1842 |
Will I be able to keep childrens maintenance costs ? (by: Viki.W) |
3 |
2037 |
Hi, I am very close to petitioning for bankruptcy but could do with some advice (by: Niobe) |
9 |
2613 |
Can I file for bankruptcy ? (by: Viki.W) |
4 |
2020 |
Accounts still open (by: Niobe) |
7 |
1870 |
I have been currently unemployed and with no fixed address. (by: Viki.W) |
3 |
5844 |
Nothing was settled about house in boyfriend boyfriends divorce. Ex wife considering bankruptcy. (by: Viki.W) |
7 |
1903 |
Very stressed after divorce and not seeing my child. Starving because Ive no money. (by: Niobe) |
3 |
1768 |
All of my pension is being taken retrospectively. Is there any chance of fighting this ? (by: Viki.W) |
2 |
1820 |
Why was I discriminated against ? (by: Niobe) |
3 |
1988 |
I am considering bankruptcy (can no longer afford payments to IVA) (by: Viki.W) |
2 |
1730 |
Are we able to clear our bankruptcy ( 6 years ago) from our credit file straight away ? (by: Niobe) |
2 |
1761 |
My wife was forced into bankruptcy in 2009 (by: Niobe) |
4 |
1730 |
I still have a year left to pay IPA. (by: Viki.W) |
10 |
2067 |
Worried that creditors will add a note of correction when I ask them to change default date. (by: Niobe) |
2 |
5643 |
3 years on after discharge (by: Niobe) |
5 |
2028 |
notice of intention to stay enforcement (by: Susiet) |
3 |
1855 |
Hi, not sure if bankruptcy would work for me ? (by: Niobe) |
3 |
1698 |
Can hardly believe it has been over 6 years since I first found this site. (by: scatcat) |
9 |
1760 |
Can someone whose house has been repossessed be made bankrupt in their absence ? (by: Marie.t) |
6 |
1670 |
My aunty left me a legacy two mouths before I was discharged and it has been taken. (by: Viki.W) |
3 |
1644 |
Worrying letter received about who provided deposit for my bankruptcy 6 years ago (by: Viki.W) |
7 |
1880 |
Ive been made insolvent, my bank is closing my account. What can I do now ? (by: Niobe) |
5 |
5729 |
Hi, I am new to this forum, Am I right about prohibition on suing a bankrupt ? (by: Viki.W) |
3 |
5636 |
Can my mother, who is in a nursing home with Altziemers, declare herself bankrupt ? (by: Blackie) |
4 |
1919 |
We have 2 disabled children. Would we lose our house if we declare bankruptcy ? (by: Viki.W) |
3 |
1805 |
We have just been issued with a bankruptcy order. My husband works in Europe. (by: Viki.W) |
3 |
1648 |
I am in the process of applying for bankruptcy (by: Viki.W) |
3 |
1752 |
BR seems the only option (by: Viki.W) |
3 |
1575 |
I am going bankrupt as a sole trader. Can I give a person the maintenance contracts ? (by: Niobe) |
3 |
1561 |
Please help, I cant afford a solicitor to remove bankruptcy notices and restrictions from title. (by: Niobe) |
2 |
1656 |
HMRC query (by: Viki.W) |
3 |
1613 |
Hi do you have to use a solicitor when transferring property back to myself ? (by: Viki.W) |
3 |
1575 |
Credit file after discharge (by: Niobe) |
3 |
1592 |
My Bankruptcy 3 year period ends this December, wil I get my land registry back ? (by: Niobe) |
8 |
1798 |
Is there anyway I can get help with going bankrupt ? (by: Niobe) |
3 |
1751 |
I will be going bankrupt every year until my lease ends if this is correct ! Any help appreciated. (by: Viki.W) |
2 |
1695 |
CCJs and council tax? (by: Niobe) |
33 |
4824 |
Discharged from bankruptcy 2013. It transpires that a second loan is still on the house (by: Viki.W) |
3 |
1822 |
Can I tell insolvency that I want to hand over my house ? (by: pcoventry2) |
4 |
5821 |
I have a property abroad that I cannot sell. (by: Viki.W) |
3 |
1725 |
I am British. I am thinking of UK Bankruptcy for UK debt. Last 2 years working in Ireland. (by: Blackie) |
3 |
1757 |
How far will the official look back at bank statements ? (by: Blackie) |
3 |
2036 |
It seems very scary to go bankrupt and we have no real idea of how it will affect us. (by: Viki.W) |
3 |
1777 |
I am declaring bankruptcy. Will payments to parents for board be allowed as expenditure ? (by: Blackie) |
4 |
1994 |
I am currently thinking of Bankruptcy. (by: Niobe) |
9 |
2110 |
6 years on (by: Viki.W) |
3 |
1881 |
DRO Levels to increase (by: Blackie) |
4 |
1961 |
Are congestion charge fines covered under bankruptcy ? (by: Niobe) |
19 |
3083 |
bankruptcy after seperation (by: Viki.W) |
8 |
1735 |
How long does it take to annul bankruptcy through the court ? Do I need a solicitor ? (by: Viki.W) |
5 |
1782 |
Is there any way I can avoid bankruptcy ? (by: Niobe) |
8 |
1803 |
Merry Christmas and Happy New Year (by: Viki.W) |
2 |
5582 |
I am being made bankrupt for council tax. Can I ask for a charge on my property instead ? (by: Viki.W) |
2 |
1630 |
My husband went bankrupt in march 2012. Can they force the sale of our house ? (by: Viki.W) |
2 |
1734 |
After the court hearing, how long do I have before my house is repossessed ? (by: Niobe) |
12 |
1890 |
I was made bankrupt 121212 , can I sell my share of my portfolio to my son ? (by: Viki.W) |
2 |
1522 |
Will any holds made on my Land registry regarding my property bee moved after 3 years ? (by: Viki.W) |
2 |
1574 |
How long do I have to wait before I can sell my property without paying off creditors ? (by: Viki.W) |
3 |
1511 |
I thought bankruptcy lasted 3 years and not a lifetime. (by: Viki.W) |
3 |
1716 |
I am going insolvent. We have a joint loan. Can the house my wife owns be repossessed ? (by: Viki.W) |
3 |
1548 |
I donthe think I can get the funds to go bankrupt. what can I do ? (by: Niobe) |
5 |
1764 |
Could bankruptcy be a better option ? (by: Viki.W) |
3 |
1727 |
2 years after going bankrupt (by: pcoventry2) |
4 |
5846 |
Wondering how much time I have to find a property to rent after repossession hearing ? (by: Niobe) |
5 |
1628 |
I need to get advice on buying the trustees interest in my home (by: Viki.W) |
2 |
1622 |
hi all . I am close to bankruptcy and I have a couple of questions. (by: james1102) |
5 |
1842 |
Will I have to declare my mobile phone contract to the OF ? (by: Viki.W) |
4 |
1712 |
debt not included in bankruptcy. (by: Viki.W) |
14 |
2067 |
hi all myself and my wife are thinking of going bankrupt fairly soon. (by: Viki.W) |
3 |
1785 |
Car (by: Viki.W) |
2 |
1718 |
I am about to go bankrupt. Why is solicitor wanting legal aid to put a charge on house ? (by: Viki.W) |
4 |
1945 |
personal pension (by: Niobe) |
19 |
2880 |
Will my partner be affected if I go bankrupt? (by: Viki.W) |
5 |
1829 |
Can you have a joint bankruptcy with your wife ? (by: pcoventry2) |
6 |
5761 |
BR or CCJ on credit file? (by: pcoventry2) |
20 |
7881 |
Just done a Experian Check. (by: pcoventry2) |
10 |
5918 |
Mine field correcting credit file (by: pcoventry2) |
35 |
8359 |
Credit card (by: pcoventry2) |
38 |
14643 |
Hi all, its a long time since I have been on here (by: pcoventry2) |
11 |
5855 |
Should I get a market property valuation or a forced sale valuation (by: Niobe) |
7 |
1898 |
My house had been for sale for a year. I havent heard from a trustee. What happens now ? (by: pcoventry2) |
4 |
5755 |
My wife does not wish to show OR personal details as we are not getting on too well. (by: Viki.W) |
7 |
1888 |
Hello, I now live in Dubai. Am I able to declare bankruptcy ? (by: debtinfo) |
4 |
1770 |
Will I be allowed to keep co op cash minder account in bankruptcy ? (by: Skippy) |
8 |
1833 |
Director? (by: Niobe) |
12 |
1874 |
I am looking to get help with my debts and wonder if bankruptcy is an option ? (by: pcoventry2) |
6 |
5810 |
Made bankrupt May 2010, early release September 2010. Am I clear of all bankruptcy restrictions ? (by: Niobe) |
3 |
1646 |
Ppi (by: debtinfo) |
5 |
1730 |
I have a lot of pay day loans and recently lost my job and still living at my parents (by: Viki.W) |
3 |
1753 |
my ex going bankrupt (by: dawnlougib) |
40 |
4045 |
We dont have the initial fee to pay for bankruptcy. (by: Niobe) |
10 |
2143 |
I have no way of finding the fees to go bankrupt (by: pcoventry2) |
3 |
5523 |
Will the OR consider my repayment for loans from family favouritism to creditors ? (by: Viki.W) |
2 |
1654 |
Would computers essential to my work be taken from me ? (by: Viki.W) |
3 |
1642 |
Would we lose our car ? (by: Viki.W) |
3 |
1699 |
All help appreciated to sort out what I am up against claim for share of interest (by: Blackie) |
3 |
2036 |
Now being hounded by a creditor after discharge from bankruptcy (by: pcoventry2) |
5 |
6188 |
Hi, I was made bankrupt in May2012. What is involved in the lead up to discharge ? (by: pcoventry2) |
123 |
21414 |
Had 8 years of constant struggle I really need some help. Im scared and feel worthless (by: Niobe) |
15 |
2135 |
Can I claim PPI on a card post bankruptcy ? (by: Niobe) |
3 |
5653 |
Paying well in excess the amount I was made bankrupt for ? (by: debtinfo) |
3 |
1701 |
Hello,I am considering bankruptcy due to debts from a previous business (by: Viki.W) |
3 |
1792 |
After discharge from bankruptcy we are splitting up. Would we be liable for any shortfall ? (by: Niobe) |
4 |
1630 |
I have been to court and am now bankrupt, (by: Skippy) |
19 |
4026 |
How does the OR value property ? (by: Viki.W) |
2 |
1679 |
What would qualify you to become bankrupt ? (by: Blackie) |
4 |
2104 |
Can I declare bankruptcy while employed ? (by: Blackie) |
3 |
2186 |
I was discharged 2010. What do I do about a creditor who contacted me ? (by: Viki.W) |
5 |
1737 |
Sorting out your Credit files after the 6 years! (by: Niobe) |
7 |
1928 |
How much will I need to pay to declare myself bankrupt ? (by: debtinfo) |
10 |
1905 |
Well this is unbelievable but true! (by: Niobe) |
15 |
2515 |
Hi I dont know if I should go down the bankruptcy route (by: Niobe) |
16 |
2060 |
A word of Warning to all! (by: pcoventry2) |
6 |
6036 |
DRO criteria (by: Andy Davie) |
4 |
1818 |
Since discharge in 1997 trustees have been drawing down my pension. (by: Niobe) |
2 |
1705 |
A bit of an odd one Any Ideas??? (by: Niobe) |
24 |
7494 |
Mortgage after Bankruptcy (by: Niobe) |
2 |
1583 |
I declared bankruptcy in 2008. Just had a letter from company who bought a debt . (by: onthewagon) |
4 |
1762 |
Should I cut my losses and apply for bankruptcy in the UK ? (by: Viki.W) |
3 |
1623 |
We were declared bankrupt in 1994. Can we receive money from endowment policy ? (by: Niobe) |
8 |
1662 |
Advice please (by: Niobe) |
2 |
1628 |
If I declare bankruptcy will I be able to have a bank account ? (by: Niobe) |
14 |
2761 |
Dont know what to do or who to turn to for help closing business due to poor health (by: Blackie) |
4 |
1574 |
After the 6 Year point (by: Niobe) |
25 |
3409 |
guarantor (by: Viki.W) |
3 |
1606 |
Can bankruptcy erase a debt to former wife ? (by: Viki.W) |
3 |
1642 |
How long on my credit file ? (by: Viki.W) |
3 |
1577 |
if you own your house out right (by: Niobe) |
3 |
1598 |
Hi am currently in Thailand and wish to declare Bankruptcy. (by: Viki.W) |
4 |
1702 |
Can you apply for bankruptcy once a creditor has applied for court proceedings ? (by: Niobe) |
6 |
1897 |
Can I declare myself bankrupt if I work but my ear (by: Viki.W) |
3 |
1691 |
Just say Hi ! :) (by: Niobe) |
8 |
1782 |
What happens to buy to let properties in negative equity in bankruptcy ? (by: Viki.W) |
2 |
1736 |
Do I need to declare all of my debt? Can I still have a mobile phone contract ? (by: Viki.W) |
4 |
1811 |
What is the cost of declaring bankruptcy, i am claiming benefits (by: Blackie) |
6 |
3181 |
What is the cost of declaring bankruptcy, i am cla (by: Viki.W) |
4 |
1952 |
I and my ex partner owe about £4500 pounds to a power company. (by: Viki.W) |
3 |
1595 |
Am I able to take out a pay day loan ....I have no money whatsoever to live on (by: Niobe) |
3 |
1649 |
Bankruptcy and Addresses (by: pcoventry2) |
5 |
5610 |
How is my house affected by bankruptcy? (by: Niobe) |
3 |
1672 |
The past 15 years I have been struggling with crippling debt (by: Niobe) |
3 |
1609 |
Hi Viki, you have helped me with responses in the past for which I am very grateful (by: Will5430) |
4 |
1611 |
Hello,I need some help, I am currently filing for bankruptcy (by: Viki.W) |
2 |
1575 |
Can I be declared insolvent even if I can pay the money owed ? (by: Blackie) |
4 |
1655 |
A client has buy to let debts and is thinking of going bankrupt. (by: Blackie) |
5 |
1560 |
I was made bankrupt in march 08. Will my only delinquent account disappear in June ? (by: Viki.W) |
3 |
1676 |
I am a single mum and currently pregnant. (by: Viki.W) |
5 |
1660 |
Hi,My husband and I are filing for Bankruptcy (by: Niobe) |
5 |
1638 |
defaults still showing after discharge (by: Viki.W) |
3 |
1488 |
Should I contact OR and inform him of payment demand post bankruptcy ? (by: Viki.W) |
3 |
1611 |
If I cant have a bank account, how will clients pay me as they are not happy to pay individuals ? (by: Niobe) |
5 |
1780 |
End of IPA (by: Niobe) |
4 |
4650 |
Do the same criteria for individual bankruptcy apply for an insolvent estate ? (by: Niobe) |
2 |
1517 |
As self employed I would need a bank account to receive payments from clients. (by: Niobe) |
2 |
1566 |
I want to help my mum. She is disabled, up to her eyes in debt, crying everyday all day. (by: Niobe) |
7 |
1650 |
Student Bankrupcy (by: Viki.W) |
4 |
1580 |
I have been served a petition for sequestration by a Scottish Court which I dispute. (by: Niobe) |
2 |
1608 |
I was declared bankrupt in March 2008. Will it fall off my credit history in March 2014 ? (by: Niobe) |
11 |
1763 |
Update # 3 (by: Tifosi1) |
4 |
1661 |
If I declare bankruptcy will my house be taken off me ? (by: Niobe) |
7 |
1776 |
Will it be best to go bankrupt ? (by: Niobe) |
5 |
2218 |
Howdo the bailiffs know what stuff belongs to who? (by: Niobe) |
4 |
2978 |
Update :) (by: Viki.W) |
3 |
1527 |
Credit Rating (by: Niobe) |
2 |
1542 |
Moving On (by: Niobe) |
2 |
2729 |
Need advice re: mortgage after bankruptcy. (by: Tifosi1) |
3 |
1450 |
Mortgage after BR (by: Niobe) |
3 |
1521 |
Mortgage after BR (by: Niobe) |
4 |
1572 |
Important update (by: Blackie) |
4 |
1660 |