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 bankruptcy postbag for april
 we ar on benefits and are not sleeping with worry

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T O P I C    R E V I E W
kerryann Posted - 11 April 2008 : 21:52:14
I have a personal loan which I initially thought was a car loan, as it was arranged through the garage when I bought my car. I will have to sell my car because I cant afford to pay any of my bills now that I am claiming incapacity and my husband is out of work, we are thinking of going bankrupt as we have around 25k of debts and a big mortgage. Will the company want the car back or is it mine to sell it is through clydesdale which i think is now barclaycard finance, we ar on benefits and are not sleeping with worry. Please help
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Reviva UK Posted - 11 April 2008 : 21:59:04
Hi

there are several creditors who provide finance specifically to purchase cars BUT these are personal loans rather that a HP agreement secured on the car.

If the car does not have finance attached to it then you are able to sell it BUT you would need to explain to the official receiver where the money went after the car has gone.

What are your plans for the house? you say you have a mortgage . Is there any equity i the house and are you planning to try to stay there?

Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
www.revivauk.com

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