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 If i declare my self bankrupt

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james.a.c Posted - 25 April 2008 : 22:58:02
If i declare my self bankrupt i have heard that the people i live with have to write to somebody to say they have no finacial links or ties with me. Something about being put on a different file, if you could tell me who they have to write to i would be very grateful, thankyou for your time James
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melanie_giles Posted - 26 April 2008 : 09:34:28
The other main company is Callcredit.

For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com
m and v Posted - 26 April 2008 : 08:01:19
I too have been looking into this for my husband. I have just paid for a credit report from Experian and was able to do the "disassociation" bit online. Does anyone know the names of all other credit search/check companies? I know there is Equifax but are there any others I need to contact?
Also do I need to buy a report from each or just write to them?
melanie_giles Posted - 25 April 2008 : 23:06:06
Hi james and welcome to the forum

There is no requirement for anybody who lives in the same property as you to write to anyone. You have to declare who the other occupants are of a property that you own, but that is about as far as it goes.

If you are talking about credit files, then it is unlikely that anyone you share a house with will need to disassociate themselves with you, unless they are your husband or your wife.

For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com

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