All Forums  archive  bankruptcy postbag for april  Help required on Statement of Affairs

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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by Andy.S[/i] [br]Hello all. I'm still working my way through preparing my Statement of Affairs, trying to do a bit each day,(using the online method), and am currently planning/hoping to be able to submit my B/R petition next week some time. I'm stuck on a couple of bits though & am hoping someone out there can just clarify & advise on a couple of queries I have:- On section 3.2 (Assets) there is a question about any personal pensions. I am currently paying into a company pension scheme (the LGPS Local Governemnt Pension Scheme), and in a previous job, I was also a member of a company pension scheme, where at the time I left, my contributions would have been saved & kept in the scheme to pay a pension to me when I reach the relevant retirement age. Do I need to put any details of these schemes in this section, or does the question only refer to truly personal pension schemes. If it IS applicable to me then what sort of info do they want as I have no idea what I've paid in, particularly for the scheme I was in with my previous employer. On section 4 Unsecured Creditors, I have obviouly been putting in details of the different credit cards I have. Because on many of the cards they have been used for day to day living and over a period of time, is it ok on the bit where it says 'Date Incurred' to put the date of the first transaction? (I have already put the date obtained for each card in section 5.1). Also in the same section where it asks 'What was the debt for?' there isn't a lot of space to write much, so is it ok here to put in for example: 'low rate balance tfr' or 'general living exps' etc? I've still got to complete Section 11 Causes of Bankruptcy, & this for me is probably the hardest bit to do, but I've tried, while digging out the info for the other sections, to get some idea of the financial sequence of events that have led me to my current crisis, as I'm hopin that when combined with details of my personal issues/situation & other life events, it will give the Courts & the O.R. a realistic explanation of my position. (I guess that's all I can do really & then just keep my fingers crossed that it all goes as smoothly as possible!!) I hope everyone else out there is coping ok, and I will be really glad & highly relieved when I get through the worst of this. Best wishes Andy S [/quote]   Check here to include your profile signature.