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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by digman[/i] [br]Hi , can anybody please advise ; Family members and friends have lent me money in the past to help free me from debt ( admittedly caused thru my irresponsible actions and gambling ) . I was saving in a sharesave plan at work and when this matured june last year i paid them back ( totals of £18000 approx ) . I have not yet applied for bankruptcy but if i did would the OR look to reclaim this money from family & friends with it happening well before i have even considered bankruptcy ? . I know i will be in for a rough ride as the debts ( cards & loans & cheque encashment companies ) have been incurred thru gambling not to mention been totally dis-owned by my close family . [/quote]   Check here to include your profile signature.