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T O P I C R E V I E W
GARY2
Posted - 04 June 2008 : 00:03:20 I am going bankrupt on 11 june. I have just filled in my expenses and some look a little out of the ordinary so i will ask your advice on them. Rent to parents £215 Do i need proof? Fuel £270 Do 500 miles a week to work and girlfriends house want to move in together but cant afford it? Dentist £130 i have severe dental problems due to being abused by a dentist as a child. Cant work with NHS ones as they havent got enough time to help me per session so have to go private. CSA £46 CHILDREN £170 My ex has custody of my 2 kids but is an alcoholic so i end up paying for allsorts of stuff. Social services, solicitors and police aware of situation for proof. PET BILLS £80 I will expect this to be dropped down. CAR TAX £17 CAR INS £39 CAR REPAIRS £50 CAR SERVICE £25 Car does 26,000m a year AA £9 HAIRCUT £9 BIRTHDAYS / XMAS £50 LIFE INSURANCE £12 HOLIDAYS £45 TRADE MAGS £12 Its a bit messed up but i would apreciate advice on all or any part of it. ta.
3 L A T E S T R E P L I E S (Newest First)
GARY2
Posted - 04 June 2008 : 16:50:10 Thanks for your comments. I do have the other more mundane stuff listed in my i+e report it was just that some of my outgoings are a bit out of the ordinary.
Helpful Advice
Posted - 04 June 2008 : 09:43:21 hI Gary,
As Vicki mentions you will need to disuses some of your expenditure with the OR.
I would question your dental bills and pet costs, however your rent and payments via CSA and maintenance payments should be acceptable.
Christmas and Birthdays are a bit high I would have said no more than £30.
Posted - 04 June 2008 : 07:17:13 Hi Gary2 - welcome to the forum As long as you have been realistic with your figures and can prove you need to pay for these things (e.g. pet bill and dentist) then you can discuss them with the OR at the time of your interview. Is there anything down that you could pay for out of your disposable income should you need to? Have you included travel costs to see your children? Clothing as well? What about phone call costs - landline and mobile? I listed MOT, Tax, Maintenance and insurance for my car. Things the OR might see as not essential you will hopefully be able to pay for out of your disposable income. Don't leave yourself short though!! Good luck
