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| T O P I C R E V I E W |
| Tolate01 |
Posted - 12 June 2008 : 08:16:08
Hi
I going bankrupt next week hopefully
I am married and my wife knows that I am going bankrupt "Its my
problem"
But I have read on the forum that the OR may require some information from my wife, copies of logbooks because i am using her 13 year old car and may send letters to her re "Benificial Interest" in her house which is owned by her with no mortgage ( pre marrage)
If this happens it will be the end of our marrage and I will be kicked out. I know I bought the problem upon myself but if the
OR has to treat my wife and I as two seperate legal identities
why will she be involved so much.
Can she refuse to give information.
Thank you
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| 5 L A T E S T R E P L I E S (Newest First) |
| JulianDonnelly |
Posted - 13 June 2008 : 20:28:09
Hi Tolate01,
I've seen similar situations many times before. Financial stress has to be one of the main factors in divorce. It is in your wife's interest to cooperate fully. I guess you can look at this as an opportunity to work together for mutual benefit and perhaps rekindle that old spark ... let's face it, your lives will look a lot better with no debt :)
Regards
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk |
| melanie_giles |
Posted - 12 June 2008 : 22:20:17
It will depend upon the attitude of your Trustee, and how confident they feel about claiming that you have a beneficial interest in your wife's property.
For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com |
| flier |
Posted - 12 June 2008 : 11:07:51
Hi Tolate
My friends husband was made bankrupt, but they had always kept their finances separate and the house was in her name, the impact on her was minimal. The baliffs were a bit arsy until they realised they really had separate finances and then they were OK. Also a mortgage company did ask some questions when she remortgaged, she found this a bit embarrassing as it was through someone she knew socialy but she explained it was due to a business her husband had owned and they were very understanding.
I think here preparation is the key, if you can find out what will happen at every step and shield her from as much as is possible, my friends husband delt with the ballifs, avoiding a lot of upset there.
Good luck, I have been the wife in this situation and understand it is not easy but your wife will be getting a happier more relaxed husband out of the deal, I thought it was worth it and we lost the house. |
| Skippy |
Posted - 12 June 2008 : 10:46:21
My partner never had to provide any information for the OR. I just put down his contribution to the household bills and it was never questioned.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/ |
| m and v |
Posted - 12 June 2008 : 09:25:40
Hi Tolate
The info the examiner asks for seems to very a little - I use my husbands car but they haven't ask for any documentation for it.
As for your home - It's in her best interest to confirm that you have no interest in it.
Surely there is some good in going BR, you are sorting yourself out, clearing debts, taking responsibility and regaining control.
Hope she sees it that way too.
Vicki x |
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