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| T O P I C R E V I E W |
| Trolly-Dolly |
Posted - 22 June 2008 : 20:55:32
Wow, how did you all manage?
I've just looked at some of the forms that need to be completed and whilst the majority of the form is quite straightforward given our uncomplicated circumstances, there are parts that are double dutch to me!
How did you all know what to write? Does a firm help you like in an IVA? How do you pay this firm? If not then did other forum members help you?
Sorry so many questions, head just gone into a spin! |
| 4 L A T E S T R E P L I E S (Newest First) |
| melanie_giles |
Posted - 22 June 2008 : 22:04:19
Hi DM
If your life insurance policy provides just for life insurance, then it will never have value and will just pay out in the event of death. The OR will likely transfer any interest in the policy back to you for a nominal sum of £50.
For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com |
| flier |
Posted - 22 June 2008 : 21:38:13
Hi
Depends on the type of policy, some or most in the early years goes on fees, some never have any value just benefits, Quick phone call to the policy supplier and they can give you an up to date value. |
| Trolly-Dolly |
Posted - 22 June 2008 : 21:25:21
Thanks for that, I found it really useful. Am I right in guessing that if I pay £20pm to life assurance and I have been paying for 10 months then the policy is worth £200??????? No idea how these things work! |
| flier |
Posted - 22 June 2008 : 21:13:28
Hi
I know how you feel.
If you go to this part of the CAB website (see below) it gives examples of how to fill in the Bankruptcy forms, on the left hand side of the page you will find the link to examples of the other form 6.27 the one I found the worst. good luck.
http://www.nedcab.org.uk/debtselfhelp/bankruptcy_628_1.asp |
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