| T O P I C R E V I E W |
| s10 |
Posted - 23 June 2008 : 18:55:13
Hi everyone s10 here again.
I would like to ask a question which is troubling me greatly, due to the fact that I have read countless times if the OR thinks you are trying to hide anything they can be quite ruthless. The situation being I owed my now ex-girlfriend a lot of money, when she found out about my situation, she left fairly quickly, but the only way of paying her back part of the money, was to give her my car(which she helped pay for anyhow) but this was to stop her trying to get the money back other ways IE like court etc. I think she as sold the car since having to recoup her money but not entirley sure. How would the OR view this, as on the bankruptcy form it asks wether you have given anything away or for less than valued. Very worried s10
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| 6 L A T E S T R E P L I E S (Newest First) |
| s10 |
Posted - 24 June 2008 : 12:40:01
Thanks for your time. This is very helpful... worrying but helpful. S10. |
| Ian Richards |
Posted - 24 June 2008 : 10:43:04
Hi S10
What Melanie means is that you owed money to your ex girlfriend as well as your creditors and if you are in debt and can not afford to pay the agreed amount you are supposed to pay them on a pro rata basis.
You are not supposed to pay one creditor without paying another, if you do its showing preference to one creditor when not paying another, when in actual fact it should be shared between them, its very much frowned upon!
As Melanie has pointed out the OR would have to work out if it was worth him going after your ex partner for the money.
You say that you bought it together, if the car was in your name it would be classed as your car I’m afraid!
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| s10 |
Posted - 24 June 2008 : 09:47:50
Thanks for your response. Can you please explain what you mean by 'view this as a preference'. The car was worth approx £10k and my ex partner contributed to buying the car. I'm slightly confused how the OR can reclaim the money from her if she has already sold the car. Also concerned about the need for contact as I would prefer to having nothing to do with her due to the circumstances in which we split. Very worried. Kind Regards. S10 |
| melanie_giles |
Posted - 23 June 2008 : 22:38:16
The OR will view this as a preference, but will take a view as to whether it is commercial to pursue your ex-partner. How much was the car worth?
For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com |
| s10 |
Posted - 23 June 2008 : 20:10:40
I guess i can try and contact her however this might be hard and wether she would try and help me is debatable. But would the OR try and contact her anyhow to try and recoup some of the money for my creditors?? |
| Trolly-Dolly |
Posted - 23 June 2008 : 19:08:49
I would be honest with them and tell them. Are you able to make contact with her? Perhaps she could vouch for you? |
