| T O P I C R E V I E W |
| WINCHESTER78 |
Posted - 11 July 2008 : 06:54:49
Hi all
I phoned one of my ex-creditors yesterday and they mentioned they had received the BR report from the OR.
Whats the proccess now for the OR and the EX-creditors?
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| 6 L A T E S T R E P L I E S (Newest First) |
| WINCHESTER78 |
Posted - 12 July 2008 : 13:58:21
Thanks Suzanne for your expertise.
Will I get a copy of the Inital report or can I request one?
How long would creditors have to reply?
thanks |
| Suzanne |
Posted - 11 July 2008 : 17:11:24
Yes, if anything was going to come out of the woodwork it will now.
The first Report to Creditors from the OR is just to conclude the initial review. If there are any matters for further investigation it usually says something about that on the report. It then would be passed to the investigating examiner.
Suzanne Stocker
Bankruptcy Manager
Jones Giles Ltd
www.jonesgiles.co.uk
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| WINCHESTER78 |
Posted - 11 July 2008 : 16:44:41
Hi all.Because the excreditors have received a report (?5pages long?)now from the OR does it mean that the OR has finished his investgation?
-Are the excreditors expected to write back at this point to note any points they may had on my account handling? ;-)
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| JulianDonnelly |
Posted - 11 July 2008 : 10:33:55
Hi winchester,
Just to add that it is unlikely you'll hear further from the OR (unless there are assets they have an interest in). The next thing you'll likely receive is an early discharge questionairre in a few months.
Regards
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk |
| Suzanne |
Posted - 11 July 2008 : 08:22:44
Hi
If there are assets in the case enough for a dividend to creditors, they will be asked by the OR or Trustee is one is appointed to provide a proof of debt form by way of their claim.
If there are no assets or not enough for a dividend then the creditors will not hear any more from the OR until you are due for and early discharge. At that point they will be written to in order to let them know you are eligiable for an early discharge, just to make sure they have no objections.
Suzanne Stocker
Bankruptcy Manager
Jones Giles Ltd
www.jonesgiles.co.uk
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| melanie_giles |
Posted - 11 July 2008 : 08:21:05
The OR will deal with your creditor's claim, and if there is any money in the estate once any assets have been realised and the costs of the bankrutpcy paid, a dividend payment will be made to all creditors on a pro-rata basis.
For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com |
