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 bankruptcy postbag for july
 Secured/unsecured debts on SOA

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T O P I C    R E V I E W
Needafriend Posted - 03 August 2008 : 17:31:45
Hi we are about to do our hearing tom and have been reading on of the threads on here. On our SOA i wrote where the unsecured section is the full mortgage amount and when it asked what it was for i put remortgage/shortfall
Will this be ok as if its not then i will have to rewrite the whole form
I did it like this because i wont know the figure but i thought it would be easier to add like that.
Also hubbies car went back to the finance co and we dont know the amount owing to them now i wrote that in as the full amount as last statement and i did not write shortfall as i am not aware of what the will be yet.
Please advise asap as if i have to re write the forms i can only jusy do this now as i dont have long left its only tomorrow


"Lifes too short, Grab it while you can, Make each day count and live life to the full. Dont Worry- Be Happy!"

3   L A T E S T    R E P L I E S    (Newest First)
John Posted - 03 August 2008 : 19:00:35
Hi jo
yes that's fine.

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0800 078 9367
Needafriend Posted - 03 August 2008 : 18:59:44
Hi John
The forms have been submitted and printed now should i just write the words in now for the shortfall on the car
Thanks
JO

"Lifes too short, Grab it while you can, Make each day count and live life to the full. Dont Worry- Be Happy!"

John Posted - 03 August 2008 : 18:55:10
Hi jo
I've just answered one of your other posts from the July postbag. Firstly let's deal with this post.
What you did re the listing of the property in your SoA section 4 Unsecured is spot on.
But you need to write shortfall in the last column on the car entry as well. I know you don't know the amount yet, but you don't know the amount on the property either and chose to write it in there.
Now, as I say I have read many of your posts and I'm sure that you have done a great job completing the forms. I know it's tomorrow but please do try and stay calm. You may not sleep much tonight as the tension is clearly evident in your posts and I do sympathise.
You've read it a number of times on this forum and I would gamble that you will be the same, when you come out of Yeovil tomorrow you'll wonder what all the worry was about. Trust me.
I won't wish you luck as you don't need it.
You've put a lot of effort into it all already, there's no need for last minute nerves, honestly.


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