All Forums  archive  bankruptcy postbag for august  searched high and low looking for the information

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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by notsleeping[/i] [br]I have recently been made bankrupt by my council for nonpayment of council tax. I have applied for an annulment on the grounds of "should not have been made" and am awaiting a court date. At the initial bankruptcy hearing I said I was able to pay the debt and the case was adjourned for two months. I phoned the councils lawyers the next day to pay by credit card, but as they use an answer phone system I was asked to leave contact details and case number and they would get back to me. When they didn’t get back to me in a couple of days I phoned and again left details. I phoned them 4 times in the first few weeks, but got fed up with it and phoned the council instead. I tried to pay the council but they refused to take the money and referred me back to their lawyers despite my complaints that they had not returned my calls. I again left my details on their system. At this point I left the country for work reasons but as the hearing date grew near and after further phone calls, where I tried the various options on their phone service to try and speak to a human being, had failed, the last time I was not even able to leave a message (all their mail boxes were full!), I decided to contact the court itself, to try and either pay the money to the court or tell them what had been going on. I then found out I’d got the date wrong and had been declared bankrupt two days earlier. The council would not initially talk to me about this until I contacted my councillors and my MP, They have now had an"investigation". and examined my phone records showing 20 calls in my attempts to pay and have found they have a record of me trying to pay them and complaining about the lack of response from their lawyers. The lawyers have looked at their message tapes but have only been able to find my last message to them. They have apologised for not returning it and are examining their message system. But despite this the council is still opposing my annulment and my question is, is there any case history of a creditor refusing payment for a debt and then going on to have the debtor made bankrupt for nonpayment. Do the experts here think that my missing the hearing will be grounds for not annuling the bankruptcy. I've searched high and low looking for information on this. [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.