| T O P I C R E V I E W |
| andrew.m |
Posted - 29 August 2008 : 15:24:29
what exactly do i need to take to the court with me, im assuming its just the 2 forms?
will the OR require bank statements and if so then how far back?
another thing do i need to make to make an appointment with the court?
thanks |
| 15 L A T E S T R E P L I E S (Newest First) |
| John |
Posted - 30 August 2008 : 07:42:34
Hi
if you evidence the start date of your tenancy and have receipts for deposit & rent, produce copies for the OR and pass them to him requesting no contact with the landlord / letting agent.
It's not guaranteed to work but well worth a try and I have seen this strategy work often.
It will depend on your examiner, if he's sensible then you'll be fine.
www.Bankruptcyhelp.org.uk
0800 078 9367 |
| andrew.m |
Posted - 29 August 2008 : 18:02:20
julian,
sorry to be a pain but if i infowm the OR that i have just moved in then how could i have missed any payments?
this is all very stressfull, i need a beer!! |
| andrew.m |
Posted - 29 August 2008 : 17:55:41
i have never met him, its through a letting agency, maybe just see what comes out in the wash, i could always rent privately where no xcredit checks are involved |
| JulianDonnelly |
Posted - 29 August 2008 : 17:53:40
Hi Andrew,
In that case, I'm afraid you're going to have to "suck it and see". Ultimately, it's the landlord's decision. It may be an idea(if you get on well) to be up-front about it, so he doesn't panic when he hears from the OR. If he realises his rights aren't affected, he should be fine.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
| andrew.m |
Posted - 29 August 2008 : 17:52:07
its hardly a good start though is it? i have just paid my 1st months rent and will in all likeliehood have to go bankrupt, the rent is not however a problem |
| andrew.m |
Posted - 29 August 2008 : 17:50:49
the thing is i have just moved in |
| JulianDonnelly |
Posted - 29 August 2008 : 17:50:35
Hi Andrew,
It may be worth getting someone to look at it. AST's are usually pretty standard and the courts will normally only issue an order to get you out if you are in arrears. Best double-check!
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
| andrew.m |
Posted - 29 August 2008 : 17:49:04
there is a clause stating the courts can order me out if i become bankrupt, oh hell!! |
| JulianDonnelly |
Posted - 29 August 2008 : 17:42:44
Hi Andrew,
The OR usually writes to your landlord in case there were any rent arrears. Check your AST to ensure there isn't a clause regarding BR.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
| andrew.m |
Posted - 29 August 2008 : 17:39:49
i think i can get the bank statements but i have never kept CC statements |
| andrew.m |
Posted - 29 August 2008 : 17:38:49
hi julian,
all i have is last months statements, i never saw the need to keep them as i didnt expect this turn of events?
also will the OR be contacting the letting agency?
thanks |
| JulianDonnelly |
Posted - 29 August 2008 : 17:35:46
Hi Andrew,
The OR will request 12 months bank/credit card statements from you. Don't be too concerned if you don't have these as the OR can get copies directly from the bank.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
| andrew.m |
Posted - 29 August 2008 : 17:28:36
will the OR need my bank statements?
thanks |
| Skippy |
Posted - 29 August 2008 : 16:43:51
Mine went in the local paper. I know I'm warped but I cut it out and kept it. If I ever want a credit card again I'll get it out and look at it!
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/ |
| debtfreejo |
Posted - 29 August 2008 : 15:34:55
Hi Andrew,
I know it went in the London Gazette and the insolvancy site but i have not seen it on our local papers but to be truthfull i dont get one so i dont actually know.
JO |
