All Forums  archive  bankruptcy postbag for august  6 years on?

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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by hammy0107[/i] [br]Afternoon everyone, Speaking to a mate last night and conversation got onto debt. His wife is being hounded by a debt collector from a loan she apparently knows nothing about. He has been married to her for over 5 years and this so called loan is in her maiden name so he is guesiing that if she does owe this money it is from at least 5 1/2 years ago and maybe over 6. So far his wife has not answered any of the letters and as yet has had no phone contact. My belief is that if the debt is over 6 years old then it is now not collectable, is this right? Secondly he wants his wife to get a copy of her credit file to see if there is anything showing on there, and if there is then when did she default on this loan (hoping that if she does owe the money the default was over 6 years ago). If she does a credit search will this alert the debt collectors of her whereabouts. If she does do a search and the debt defaulted over 6 years ago is she within her right to refuse to now pay and if she does is there any comeback. [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.