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T O P I C R E V I E W
pigsick
Posted - 24 January 2010 : 23:16:46 I have a question, i was made bankrupt in Feb 09, I got a letter in September saying that i have been discharged. Does this mean i am no longer classed as a bankrupt, also this may seem silly, but can i apply for a mortage.
2 L A T E S T R E P L I E S (Newest First)
gettingoutofdebt
Posted - 25 January 2010 : 06:53:52 You can apply for a mortgage at any time even when you are BR but the likely hood of getting a mortgage when BR is extremely slim.
As you are discharged it means you no longer have to tell creditors when you want to borrow more than £500 but even as a discharged BR you are likely to need a large deposit to qualify for a mortgage. Even then you may still have to pay a higher interest rate.
Housing
Posted - 24 January 2010 : 23:30:06 good news...
Look on the Insolvency reguister site - if you are not ther, the you are adischarged.
You may wasnt tget a certicicate of discharge fro the court you petitioned at - may cost a small fee.
Then get cleaning your file,
See Skippys blog or other soest recently too (in the last feew days)
Good luck and enjoy good financial FREEDOM (as opposed to Freedom Finance!!...) Richard Parry(housing)
"Life is generally something that happens elsewhere" (Alan Bennett - author and one of my best heroes!!)
