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T O P I C R E V I E W
369
Posted - 27 January 2010 : 11:11:10 Hello Experts,
I have been discharged from bankruptcy for over two years now. I am wondering what the impact is going to be when I look at buying a house. Obviously, I have to declare that i was bankrupt, but is there any chance at all that they may give me a nortgage - and who would give one to me - specialist companies or high street banks?
Kind Regards 369
2 L A T E S T R E P L I E S (Newest First)
Blackie
Posted - 27 January 2010 : 12:06:37 Just really a Post Sriptum to the reply. Financial Institutions are really not lending to anyone at the moment. I therefore suggest that if you wish to apply for a mortgage as a discharged bankrupt, it may be worth seeing a mortgage advisor who will be able to tell you which lending companies will consider applications from discharged bankrupts and what their lending criteria are.
All the best
John Blackadder
chester2005
Posted - 27 January 2010 : 11:23:03 it will mostly depend on your deposit % and your income. i know people who have obtained mortgages within 12 months of being discharged but with a 30% deposit
Dave
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