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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by vikivk[/i] [br]Hi there, sorry if this is a bit long. I was discharged from bankruptcy in May 2006. After I get married this year I will be saving up to buy a place (once the 6 years have passed - gives me time to save for nice deposit). I thought I better start looking at my credit reports to make sure everything is satisfied but I have noticed that 2 of the debts that were included in the Bankruptcy (who I also sent letters with a copy of the certificate at the time of BR) have still got me down as owing. I am down as default on both. First question is the reports say defaults get taken off after 6 years so is that from the default date? (they also have updated dates which are way past BR/default date which i dont understand). Also, when I moved house i lost all my BR paperwork (incl. certificate) so can't send either of the companies a letter proving they were in the BR - is there any way of getting copies of this info? How do you get a copy of the certificate, when I went to apply they man said I needed a letter asking for one, is that from me? Or a company who wans to see it? Thanks Things can only get better... [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.