| T O P I C R E V I E W |
| maria41 |
Posted - 22 February 2010 : 19:31:49
hi i m new in here.i dont now what to do..i been pay a iva but in 2008 i have to came back to my country because my mother whas very seek and I paid for a while but had to stop because i dont had no work and had to help my mother.but now want to return to England and not know how to do, because beyond that iva I had a car that the company that financed me I picked it up and do not know how this situation was and then asked the discounts that I had made.i dont know what will be the best solution ... can help me please .. |
| 5 L A T E S T R E P L I E S (Newest First) |
| gettingoutofdebt |
Posted - 23 February 2010 : 06:53:34
You should contact one or both of the following companies to discuss the property and whether there is a chance it would be taken as an asset:
Reviva UK: http://www.revivauk.com/
Jones Giles - http://www.jonesgiles.co.uk/
Is the property in the UK? Is it in negative equity? There is a lot to think about so do not rush into anything before discussing your options.
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| maria41 |
Posted - 22 February 2010 : 22:12:08
oh my God...
i m lived at my mother and my father home but the home is in my name..they gone to take my mother home?!
my debts is only in the UK
and i have no work now
oh my God
what to do??
my mother gone to lost the home??
oh my god..oh my god
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| Richard P |
Posted - 22 February 2010 : 21:44:43
Hi Maria
as you have previously entered in to an IVA you must obtain a certificate of failure before you are allowed to apply for BR, so yes you will have to speak to them , they mat be able to help with the next stage (bankruptcy)
are you debts UK only based ?
also because you have been out of the country for more than 3 months, the courts may decided that your centre of main interest is not in the UK ( they look back over last 6 months to see where you have lived the most) so it will be unlikely you will be able to go BR before end of august
do you have work now ?
until you have had the chance to email one of the experts do not disclose your address to the credit companies yet. work out and understand how you will address your debts with the expert help and then contact lenders
good luck Richard
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| maria41 |
Posted - 22 February 2010 : 21:28:21
Hi Richard
My mother is bether,thank you .shes almost ok.
I` miss payment more then 3 months.sure i contact them?
and what happening to me?
i dont now what to do and i m very afraid.
thank you for the reponse
Best regards Maria
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| Richard P |
Posted - 22 February 2010 : 21:17:54
Hi maria
welcome to the forum
I hope that your mother is better
in the first instance you must contact the IVA provider they will direct you as to what options are available to you, if it is more than 3 months missed payments they will officially fail the IVA
once you have spoken to them post back and further with information about your situation
regards richard |
