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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by jayne h[/i] [br]Hi Everyone, I haven't been on here for a while but this forum was my lifeline when my husband and I decided that bankruptcy was our only option in 2008. I was discharged in May 2009 and my husband was automatically discharged in October 2009. I can honestly say it was the best thing that we did in our situation but we still feel extremely guilty. The help and kind words received from this forum gave us the strength and we went into it with our eyes fully open. Now we are the other end, we cannot ignore the question in insurance renewal quotes (has anyone in your huosehold been the subject of bankruptcy proceedings). Our caravan insurance is due for renewal and the insurance company sent us the renewal document and premium. Therefore, to comply properly, my husband called them yesterday to advise them that we had been declared BR and they said that they wouldn't insuure us unless we paid the premium in full. We have been paying Direct Debits, and never missed one, for years, so my husband asked them to check our history but the Underwriters still said they wanted in payment in full or they would not insure us. So, my question is, does anyone know of a "BR friendly" Insurer and, if we advise our current Contents and Building Insurer, will they do the same thing. We are very fortunate in that we told both our parents who very supportive (they paid half each to the OR so that we could keep our caravan). My mum has offered to pay the premium and we can pay her monthly payment, however, we are two people who have gone bankrupt - we aren't criminals. I thought the issue would be over whether they would insure not, not if we could pay the direct debit! Any experience/advice anyone can provide would be of help. Jayne x [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.