All Forums  archive  Forum Questions  PLease can someone help I am at my wits end.

Note: You must be registered in order to post a reply.
To register, click here. Registration is FREE!

Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by hewittdtania[/i] [br]PLease can someone help I am at my wits end. I went bankrupt in March 2009 and intended to try to keep my house. Unfortunately I have been recently diagnosed with progressive MS and have had to give my job up as I am too ill to work. I have discussed this matter with my OR who advised me that if I allowed my house to be voluntarily repossessed any shortfall would form part of my bankruptcy estate. I contacted the northern rock who sent me out a voluntary surrender form. I had previously been advised by other forums not to sign this form. I read the form to my OR and she said it was fine to sign as after the shortfall clause in the form it read "I understand that the foregoing is subject to any third party charges there may be against the property or I becoming bankrupt or entering into a formal agreement with creditors prior to completion of the sale of the property and application of the proceeds of sale". Please can you confirm that this clause absolves me from liability regarding the shortfall. I have been worried sick since reading elsewhere that I should not have signed the form. I only signed the form because they said I could not surrender the house without it. I am worried sick and any advice or help would be appreciated. If signing the form does make me liable would that mean that I would have to declare myself bankrupt again. Thank you in advance I look forward to your reply. [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.