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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by clive26[/i] [br]On the 1st Novemember 2010 This monday gone I handed in my bankruptcy forms etc at the county court to file for bankruptcy. I didnt get any sleep the night before, Was proper worried about how it would all go.. But anyway.. Yeah for me personally i found it proper draining.. But i am a natural worrier anyway.. Overall though.. Ya need not worry really.. when you arrive you basicly have to hand over your papers then sign them where needed, pay your fees etc and then read out an oath with your hand on the testament to swear that what you have put forward is true etc.. Then you are given all your paperwork into a folder and sent to see the judge / clerk.. It was busy when i went.. Had to wait a while.. But when i was called into see the judge / clerk.. It was very brief.. Ask me what happend with my Iva i was in.. Answered then he declared me bankrupt.. Took about 2 mins not even that!! lol Then went back to the room i was 1st in too finalise the decision.. and i was then told i would get a phone call from the official reciever.. Which i did yesterday the 2nd very quick and we then arranged a chat about my case on the phone this morning the 3rd... The Officail reciever was really freindly.. And basicly he just asked basic questions.. I believe i now no longer have to make anymore payments.. Need to send off some wage slips and details of my previous Iva plan i was on which im going to do today.. The Of has informd me that some papers are on there way and i will need to sign them and send them back.. Soo Im getting somewhere at long last! :D Only thing i was bit annoyed with is the fact that the officail reciver said that my gym membership will have to be canceled :( Its a shame because it kinda keeps me sane.. But just a question can i join again later on? I know tbh this is such a minor problem compared to my debt.. But hey im gettin somewhere thats the main thing.. Just wanted to say also to all off you.. I would certainly recommend going bankrupt if you really dont know what to do.. But obv an Iva can be handy for some people.. But personally in my situation i believe bakrupstcy has been the best choice for me! Soo noo more credit cards loans ever! Im gonna live on what i can just afford now! I wish you all the best.. And thanks to this forum also.. You have been a great help :D Sorry gone on quiet a bit lol :D [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.