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| T O P I C R E V I E W |
| xmas baby |
Posted - 10 November 2010 : 17:44:29
Afternoon all,
I wondered if anyone could answer a question I have? I currently have numerous direct debits for things such as water bills, virgin media, car and house insurance, etc and I wondered if keeping these monthly payments up to date goes anyway to improve your credit rating once you are discharged? I would have thought they were classed as contracts, so on time payments would go towards giving you a good credit rating over time. Is that correct or not?
Thanks
xmas baby |
| 3 L A T E S T R E P L I E S (Newest First) |
| Richard P |
Posted - 16 November 2010 : 11:30:30
Hi Xmas Baby
log onto the experian website
it shows which of your utilities register the direct debits, my home insurance was listed but not buildings insurance both with same company ! so no logic, watch this space as i am collating a list of the nice friendly companies that assist with rebuilding the file
regards Richard |
| Niobe |
Posted - 13 November 2010 : 08:37:13
My water bills and insurance payments don't show up on my credit record. My bank accounts and Sky do, so I'm assuming that Virgin Media will as well.
Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.
Jan
xx |
| gettingoutofdebt |
Posted - 10 November 2010 : 17:55:06
As far as I am aware keeping up these repayments does go towards improving your credit rating in the same way that keeping up repayments on credit cards can also help your rating. |
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