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 Discharged 16/02/2011

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T O P I C    R E V I E W
pbs106 Posted - 16 February 2011 : 11:11:09
Discharged today, well that year went quickly, although it was not without its ups and downs (mainly downs)! So if I win the lottery tonight (fat chance) can I keep all of the money? Seriously though if I inherit money, as a discharged bankrupt, can I purchase a property (no mortgage needed)? Also can I pay up my IPA early by paying a lump sum or will questions be asked by any interested parties? I have not received any money I am just thinking ahead about a potential inheritance.

Also, I want to say thank you to this site and its experts for just being here and helping me through what was a very difficult year. Peter
15   L A T E S T    R E P L I E S    (Newest First)
Niobe Posted - 19 February 2011 : 17:17:52


Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.

Jan
xx
glafy Posted - 19 February 2011 : 16:42:45
Well done pbs, and you don't even have to inform the OR, you can keep it all.....!



"Good things come to those who wait".....I'm a patient person but this is taking the Mickey!!
Niobe Posted - 19 February 2011 : 15:19:49
Never mind! Better than nothing though!

Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.

Jan
xx
pbs106 Posted - 19 February 2011 : 15:17:09
Sorry friends - I had a winning ticket in last night's euro lottery but not quite enough for me to retire - £6.30!
Niobe Posted - 19 February 2011 : 12:59:27
It's mine tonight! Sell any of you my ticket for a £1million!

Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.

Jan
xx
Crazee67 Posted - 19 February 2011 : 12:55:06
And Im sorry to say I didnt win either. There is obviously a mistake. I mean - what are the chances of none of us on this thread winning. Tonight its got to be tonight.

Skippy Posted - 17 February 2011 : 17:45:13
Sadly I've only been quiet as I'm off work tomorrow and was trying to make sure everything was up to date! I got 2 numbers so all my plans will have to wait!!!

View my blog at http://skippy13.blogs.iva.co.uk/

Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.

Last IPA payment made on 28th June 2010 - it's over at last!
glafy Posted - 17 February 2011 : 17:30:38
Well, the lottery winning was a bit of a let down!!!

Not heard off Tracey yet though, she has gone VERY quiet!!!
Probably see her on tv soon with a bottle of Champagne & a BIG FAT cheque

Do keep posting though, it is always good to know how things pan out & your experiences could help others.

So pleased for you.



"Good things come to those who wait".....I'm a patient person but this is taking the Mickey!!
pbs106 Posted - 17 February 2011 : 16:23:32
Well you'll all be shocked to hear that I won absolutely nothing in last night's lottery but hey who cares I'm now debt free and happy. Many thanks to everyone for their kind wishes. I would also like to thank Ken at Reviva for his help in guiding me through the process.
Niobe Posted - 16 February 2011 : 22:00:54
I wish!!!!!

Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.

Jan
xx
glafy Posted - 16 February 2011 : 20:03:56
Just think of the party we could have.....

"Good things come to those who wait".....I'm a patient person but this is taking the Mickey!!
Crazee67 Posted - 16 February 2011 : 18:27:31
And me too.
Niobe Posted - 16 February 2011 : 18:17:42
Congratulations from me as well.

Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.

Jan
xx
glafy Posted - 16 February 2011 : 17:21:05
Congratulations pbs106....only slightly green eyed here I can't wait for that 'D' Day.

Really, really pleased for you.

If you do win the 'Big One' don't forget the wonderful people on this site!!!!

p.s. Sorry though, I think I have the winner!!



"Good things come to those who wait".....I'm a patient person but this is taking the Mickey!!
Melanie.n Posted - 16 February 2011 : 11:36:45

Congratulations on receiving your discharge!

Once discharged you are no longer subject to the ' bankruptcy restrictions' therefore any assets obtained post discharge are yours to keep!

The normal course of events is that you will continue to pay your IPO payment for the full 36 months - as this payment is calculated on your income minus allowable expenditure.

Thanks for the praise of the site, please don't disappear, your experiences will be greatly appreciated by new forum members, having gone through the process and successfully out the other side!

Melanie

Melanie Nicholas
29 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
email me at melanienicholas@jonesgiles.co.uk
telephone 01792 899996

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