| T O P I C R E V I E W |
| fattypatty |
Posted - 04 April 2011 : 12:10:39
hi all ive just declared bankruptcy on the 24th march and have my or call this thursday .
quick question as i have declared bankruptcy and my husmand is yet to do it in the next couple of weeks we have recievedd our new council tax bill for this year am i accountable for the bill or would my husband be able to put it down under his bankruptcy the bill is in joint names if i have to pay it i will but i want to check first x
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| 15 L A T E S T R E P L I E S (Newest First) |
| fattypatty |
Posted - 07 April 2011 : 23:07:23
thank you vicki x |
| Viki.W |
Posted - 07 April 2011 : 16:19:01
So pleased it went well.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/ |
| glafy |
Posted - 07 April 2011 : 15:30:28
Glad it went well for you.
Time to move on with life, it does get better.....!
"Good things come to those who wait".....I'm a patient person but this is taking the Mickey!! |
| fattypatty |
Posted - 07 April 2011 : 12:37:05
had my or call was ok and ive paid my council tax .... all is well for the moment sssshhhush watch someone spoil it |
| fattypatty |
Posted - 06 April 2011 : 08:54:51
also forgot to add we had a charge put on the old address because of the debt thats the reason we decided to hand the keys back to the mortgage company since then the house was sold but we recieved no confirmation of this and we gave them our new address is this normal  |
| fattypatty |
Posted - 06 April 2011 : 08:50:50
hi big al and thanks for your offer but we are too far away also our son had a abd accident and had to have his arm opperated on last week involving wires and pins so we are a little limited as to travelling at the moment .
my husband has a debt through acting as a guarantor for someone and its quite large at our previous address we recieved letters through the door from them all the time but since moving last april we have had nothing obviously my husband did not contact them to let them know we where moving but im suprised they havent been able to trace his new address he would like to be taken for bankruptcy by one of the companys he owes money to would it be wise for him to contact them or wait and pay for the br when he has the funds these debts are easily 3 years old now .
quote:
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| Bigal4787 |
Posted - 05 April 2011 : 23:53:03
There's no reason why you shouldn't be able to pay in instalments
Big Al
Insolvency examiner with the Insolvency service from April 2008 - July 2010.
If you need help completing SOA's(statement of affairs) or PIQ's(preliminary information questionnaire) if you've been declared bankrupt, or anything else and you're within 30 miles or so of Warrington, then please contact me via my contact details in the expert page for futher details"
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| fattypatty |
Posted - 05 April 2011 : 17:32:50
im going to pay it thursday then its out of the way im up to date with everything else so i want to start as i mean to go on . |
| Niobe |
Posted - 05 April 2011 : 17:17:11
You'll have to speak to the council but I don't see any reason why you can't.
You need to get it sorted though as the new payments start this month.
Double, double toil and trouble;
Fire burn, and cauldron bubble.
Jan
xx |
| fattypatty |
Posted - 05 April 2011 : 17:15:26
yes i will pay the new council tax year im just hopeing i can still pay in installments as i cannot afford to pay the whole lot in one go !
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| Bigal4787 |
Posted - 05 April 2011 : 15:57:32
Hi,
as others have said here patty, council tax accrues on a daily basis,so the arrears accrue on a daily/monthly basis unless paid. As you are bankrupt already any laibilities would have passed to your husband, but of course you are liable for the new council tax as it is post bankruptcy.
So from your last posting I'm assuming that you already have arrears on previous years council tax, which is why your husband is being pursued as he's not yet bankrupt, so why pay the arrears if he's going to declare himself bankrupt as well? what you have to pay is the CT bill for 2011/12.
Big Al
Insolvency examiner with the Insolvency service from April 2008 - July 2010.
If you need help completing SOA's(statement of affairs) or PIQ's(preliminary information questionnaire) if you've been declared bankrupt, or anything else and you're within 30 miles or so of Warrington, then please contact me via my contact details in the expert page for futher details"
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| fattypatty |
Posted - 05 April 2011 : 09:35:23
my husband is being harrasssed for council tax .
i will just pay the bill when it is due imsick of all the worry x |
| Reviva UK |
Posted - 04 April 2011 : 22:17:00
also bear in mind that unpaid council tax is pursued in a different way to other unsecured debts.
They don't follow the CCJ route. Instead the council has a "fast track" procedure which means that they can go straight to court - Magistrates rather than County Court - and they almost always go straight to bailiffs unless an agreement is made.
Paul Johns
Bankruptcy Specialists
Reviva UK
www.revivauk.com
08454 751 851
Real People ..... Real Debt Solutions |
| Skippy |
Posted - 04 April 2011 : 21:43:15
Thanks for the explanation Debtinfo
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 - it's over at last! |
| debtinfo |
Posted - 04 April 2011 : 21:32:45
yes as reveiva says.
for info, council tax accrues on a daily basis even though they let you know about the whole years bill at the start, this means that the rest of the year is not yet due and so cannot be included, there are some circumstances (for instance a liability order) where the whole year does become due immeadiatly and so could be included, but this does not seem to be what is happening here |
