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 How will IVA affect my credit ratings?

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T O P I C    R E V I E W
Daniel.ts Posted - 14 April 2011 : 00:43:17
How IVA affect my credit ratings
12   L A T E S T    R E P L I E S    (Newest First)
Niobe Posted - 15 April 2011 : 07:15:29
You can contine with an IVA whilst abroad - I know of at least one person who is doing so and an IP friend of mine has a lot of clients who have moved abroad.

Double, double toil and trouble;
Fire burn, and cauldron bubble.

Jan
xx
Dannyt0161 Posted - 14 April 2011 : 23:49:28
quote:
Originally posted by kallis3

The choice is yours but your credit record will remain bad for 6 years regardless of the route you follow.

Speak to a professional about this, visit www.iva.com for a list of companies and reviews and give one or two a ring for some free and impartiall advice as to all the options open to you.

Double, double toil and trouble;
Fire burn, and cauldron bubble.

Jan
xx
I'm trying to emigrate. Would my situation affect me trying to emigrate abroad

Niobe Posted - 14 April 2011 : 23:01:36
The choice is yours but your credit record will remain bad for 6 years regardless of the route you follow.

Speak to a professional about this, visit www.iva.com for a list of companies and reviews and give one or two a ring for some free and impartiall advice as to all the options open to you.

Double, double toil and trouble;
Fire burn, and cauldron bubble.

Jan
xx
Dannyt0161 Posted - 14 April 2011 : 22:32:55
[quote]Originally posted by debtinfo

yes if you are asked directly
[/quote
So what would you say the best thing to do, I owe a lot of money to different companies but I want to clear it and sort my credit rating out asap
debtinfo Posted - 14 April 2011 : 22:27:31
yes if you are asked directly
Dannyt0161 Posted - 14 April 2011 : 22:24:42
quote:
Originally posted by debtinfo

exactly the same



Thank you for the reply, so I have to declare that I've been bankrupt even after 6 years
debtinfo Posted - 14 April 2011 : 22:02:18
exactly the same
Dannyt0161 Posted - 14 April 2011 : 21:50:58
quote:
Originally posted by debtinfo

not really, you will have no credit rating after 6 years, you will also have to declare the IVa if asked to for the rest of your life


Hi,
What if I go bankrupt, how will my credit be then after 6 years.
debtinfo Posted - 14 April 2011 : 19:51:55
not really, you will have no credit rating after 6 years, you will also have to declare the IVa if asked to for the rest of your life
Dannyt0161 Posted - 14 April 2011 : 19:31:35
After 6 years will my credit rating be ok then
Dannyt0161 Posted - 14 April 2011 : 19:29:31
quote:
Originally posted by kallis3

Hi Daniel and welcome to the forum.

Both IVA and BR will be on your credit record for six years after the date your IVA is approved or the bankruptcy rubber stamped at court.

Your credit rating will be rubbish!

Double, double toil and trouble;
Fire burn, and cauldron bubble.

Jan
xx

Niobe Posted - 14 April 2011 : 07:59:06
Hi Daniel and welcome to the forum.

Both IVA and BR will be on your credit record for six years after the date your IVA is approved or the bankruptcy rubber stamped at court.

Your credit rating will be rubbish!

Double, double toil and trouble;
Fire burn, and cauldron bubble.

Jan
xx

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