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T O P I C R E V I E W
nc2
Posted - 15 May 2011 : 16:24:23 Thank you all for the forum help and advice ive been reading avidly b4 posting I am planning to file for BR in a couple of weeks with 73000 in unsecured cc debt i am working and married with 3 kids on the form where it says are u a beneficiary in a will i am an only daughter and my father is a widower but has refused to help me and now suffers from a paranoid psychosis early dementia when i asked him he is defennsive and vague what do i put on the form is dont know acceptable??
also we had 2 flats in 2005 in a btl which we relinquished in 2007 b4 leaving the country in 200 as my health meant i coulndt work and we were living with my father as i have no documentation do i put what i know on the forms (we owned them from 2005-2007) the credit files are showing no mortgage arrears or shortfall what shall i do
I would so appreciate your help as im gettting a little anxious thanks in advance
2 L A T E S T R E P L I E S (Newest First)
nc2
Posted - 16 May 2011 : 21:53:19 Thank you so much blackie for yr reply thats a big help i just wanted to be completly upfront
Thanks again
Blackie
Posted - 16 May 2011 : 09:03:59 Hiya NC2
The first thing that you have to do is be truthful when completing your bankruptcy forms.
That said, I have been studying the Statement of Affairs about beneficiaries in wills and the only question in the "Asset" section which bears any resemblance to the question of wills is "Any property or sums due to you under a will or trust". Your father is still alive and therefore there is no sum due to you under this heading.
You have to declare any property sold within the last five years and, unfortunately your properties creep into this category as you sold them in 2007.
All the best.
John Blackadder Bankruptcy365
For help and advice on the easiest and most effective way to a debt free future, please go to www.bankruptcy365.co.uk.
