| T O P I C R E V I E W |
| Peter.rr |
Posted - 30 June 2011 : 20:26:37
The CSA are saying i owe £17,800 and take it straight out of my wage whichhas financially crippled me to the point were i cannot even afford to pay my household bills. So if i declare myself bankrupt and the court takes control of my income will it mean that my bills will be paid and the CSA will HAVE to take a reduced amount?
.....This amount (£17,800) is a debt not maintenance i am still liable for as my daughter is 18 now and no more payements are to be made, so how can this amount not be treat as a debt. I know i sound like a winger but if it had'nt been for the fact that i only have to pay this because my EX wife has fraudulantly claimed EVERY benefit possible for the last ten years and wasnt content with her £350 per month i was giving her. along with her saying to the benefit office that her NEW HUSBAND never lived with her???????? (yes i have told the benefits 3 TIMES and they said there is no proof???).....were is the fairness in life in THIS country???? |
| 15 L A T E S T R E P L I E S (Newest First) |
| Viki.W |
Posted - 03 July 2011 : 13:15:13
Peter, do you have any debts other than CSA and the arrears on your household bills?
If not, as RHB has said, bankruptcy is not going to help you unfortunately.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/ |
| RHB |
Posted - 03 July 2011 : 12:59:31
I wouldn't cut your nose off to spite your face re giving up your job. Bankruptcy would help you get rid of other debt but you may not find yourself that much better off for three years. |
| Peter.rr |
Posted - 03 July 2011 : 10:12:13
quote:
Originally posted by RHB
Have you seen your MP about it? If you have paid what you should in maintenance then they shouldn't be claiming it off you again.
The CSA get away with it by saying "you didnt inform us at the time" therefore it cannot be counted.......Bekieve me i have traced every route i know or have been told about, and as THOUSANDS of other men in my predicament will say "fighting the CSA is like a small child taking on mike tyson!
i only have 3 options left, Bancrupcy (if it actually helps), Not work anymore (which i love my job and so enjoy my career), or disapear off the face of the earth and bum about.
11 years these people have hounded me like a dog with a bone, and like i said i have tried everything.
I am not saying that the CSA have not done some good things, but my situation prooves why HUNDREDS of suicides and job losses have occured through their ignorance to circumstance.
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| RHB |
Posted - 02 July 2011 : 19:07:59
Have you seen your MP about it? If you have paid what you should in maintenance then they shouldn't be claiming it off you again. |
| Niobe |
Posted - 02 July 2011 : 14:46:25
I'm not sure but I don't think you can include those debts in bankruptcy. I do stand to be corrected though.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx |
| Peter.rr |
Posted - 02 July 2011 : 14:10:36
quote:
Originally posted by debtinfo
also can you confirm that they applied to court to get money taken out of your wages
They dont need to apply to court for an attachment of earnings order, nor did they inform ME, just my employer.....they said they could not find my address.......but they found my employer ok????
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| Peter.rr |
Posted - 02 July 2011 : 14:08:18
quote:
Originally posted by RHB
Are you saying that you gave your ex wife maintenance money "cash in hand" (so she could claim benefits) & therefore there is no record of it?
As far as I am aware the CSA has the power to attach to earnings without going down the court route.
No i am saying that whilst i was paying CASH it wasnt taken out of benefits (i thought were legit) therefore the money could have been used for clothing, food and NEEDS for my daughter
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| Peter.rr |
Posted - 02 July 2011 : 14:04:40
quote:
Originally posted by RHB
Not sure how going bankrupt would help with the CSA either as you would then have more disposable income as you wouldn't be paying your other debts. What proportion of your income are they taking from your wage out of interest?
They are taking 40% as i am govourned by the old rule, which roughly translated means they can publicly beat me with a cat o nine tails or something like that.
I was sort of hoping that declaring bankrupcy would mean it would be over quickly whilst at the same time paying all my bills, rent, c/tax etc. its not that i dont agree with the fact that i owe X amount of pounds. its the fact that reciepts signed for by her for moneys i have paid in maintainance or the fact that my daughter lived with me for two years mean nothing (even with proof) because i didnt inform the CSA.
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| RHB |
Posted - 02 July 2011 : 13:21:01
Not sure how going bankrupt would help with the CSA either as you would then have more disposable income as you wouldn't be paying your other debts. What proportion of your income are they taking from your wage out of interest? |
| RHB |
Posted - 02 July 2011 : 13:18:55
Are you saying that you gave your ex wife maintenance money "cash in hand" (so she could claim benefits) & therefore there is no record of it?
As far as I am aware the CSA has the power to attach to earnings without going down the court route. |
| debtinfo |
Posted - 02 July 2011 : 13:00:38
also can you confirm that they applied to court to get money taken out of your wages |
| Peter.rr |
Posted - 02 July 2011 : 12:23:52
quote:
Originally posted by debtinfo
the only way round is to go back to court and ask the judge to reduce the payments and show how it is crippling you
Do you have any other debts?
Yes i am behind with rent, c/tax, gas, electric.
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| Skippy |
Posted - 01 July 2011 : 09:22:46
I think, although I'm not sure, that if the money is taken as an attachment of earnings that it has to be done through the courts.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 - it's over at last! |
| Niobe |
Posted - 01 July 2011 : 06:34:32
I know when my stepson was trying to get his maintainence payments altered it was just the CSA he dealt with - then again I don't think his money comes directly from his pay so you could be right.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx |
| debtinfo |
Posted - 30 June 2011 : 21:57:09
i think they still have to apply through the courts to have it taken fro your wage directly, (could be wrong though) |
