HOME  FORUM  MEDIA  EVENTS  ARTICLES  TV  BLOGS
•Home
Bankruptcy:
•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating

Forum:
•forum
•register
•search
•faq
•experts

Blogs:
•Bankruptcy News
•More...

Media Room:
•Press releases
•Media Coverage

Other:
•About BankruptcyHelp
•Links
•Contact us
•Debt Glossary
•Insolvency jobs


FORUM
  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post

 All Forums
 archive
 Forum Questions
 can someone please give me an update on allowances ?

Note: You must be registered in order to post a reply.
To register, click here. Registration is FREE!

Screensize:
UserName:
Password:
Format Mode:
Format: BoldItalicizedUnderlineStrikethrough Align LeftCenteredAlign Right Horizontal Rule Insert HyperlinkInsert EmailInsert Image Insert CodeInsert QuoteInsert List
   
Message:

* HTML is OFF
* Forum Code is ON
Smilies
Smile [:)] Big Smile [:D] Cool [8D] Blush [:I]
Tongue [:P] Evil [):] Wink [;)] Clown [:o)]
Black Eye [B)] Eight Ball [8] Frown [:(] Shy [8)]
Shocked [:0] Angry [:(!] Dead [xx(] Sleepy [|)]
Kisses [:X] Approve [^] Disapprove [V] Question [?]

 
Check here to subscribe to this topic.
   

T O P I C    R E V I E W
gally Posted - 19 September 2011 : 15:45:25
can someone please give me an update on allowances for 2adults and 1 baby for an upcoming face to face or meeting for a friend of mine , i assume things have gone up since i had mine (sep 2008)and his estimates on his paperwork which was filled at the br date look woefully to stringent and his meeting is tomorrow tuesday the 20th and he is like a broken man (banks pulled on his business)
5   L A T E S T    R E P L I E S    (Newest First)
debtinfo Posted - 19 September 2011 : 19:06:28
the one thing to remember on the day though is this, it is an agreement, a compromise, so expect that you may have to give some ground on somethings, but you can expect that they should give a little ground as well, try not to be too aggressive, try to explain why someone needs that amount rather just that they want that amount
gally Posted - 19 September 2011 : 19:02:15
thanks for the update , i shall procede down the waitrose route for this couple as bank statements can back this up with a suck it and see attitude and see what we negotiate as an agreement does not have to be reached for some while or until discharge is looming or not in this case , many thanks again will let you know how it goes 10.30 in the morning wish them luck , bye for now
debtinfo Posted - 19 September 2011 : 18:51:48
the OR has their own guidelines, but they are not allowances, you would be expected to put down what you think you need, you will then discuss them with the OR and explain why you need what you say you do, usually you will meet somewhere in the middle.

there is no point in allowances, what if you say you need £100pm for heating and the allowance says £50, do you just shiver in the dark for half the month, no you would say i need £100pm and here are my bills showing my usage.

of course anyone could argue until the cows come home, but that is what the judges are there for, in 90% of cases an agreement is reached that suits both sides, its just about examining your expenses carefully and putting your case forward
gally Posted - 19 September 2011 : 18:21:17
so i take it there is no longer an agreed % of current hse costs and taking aside any medical dietary needs it is all at the or`s discretion how much you are allowed , if you dispute the figure this could go back and forth without any payment being settled on until a judge is called upon , and i would expect him to require some legal yardstick to this problem as a basic measure . does one shop at tesco or waitrose , i dont wish to sound ungrateful but there has to be some form of guidline , otherwise the br could be advised to dispute the figures as he /she is entitled to until a judge is called upon
debtinfo Posted - 19 September 2011 : 18:03:43
he should put down whatever he feels he reasonable spends each month, there is no such thing as an allowance

bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06