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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by bearsndogs[/i] [br]Like most people I guess, I read through the various topics on here, as some are quite enlightening regarding my own situation. However, I am confused in respect of AD. I have just seen a comment that AD's are only shown on the insolvency website up to three months after the discharge. I actually didn't check whether my BR was discharged until some considerable time after the 12-month period - hence the reason I'm assuming it didn't show - so I thought I probably hadn't had the AD, given that I have not been in a position to clear any of the debts. I also assumed that if I had had the AD, I would’ve heard from Trustee to this effect, but that has not happened. I obviously don’t want to incur further Court costs at this stage in obtaining any copy of the AD (I don’t know how much it would be anyway). Does this mean that the creditors can revert back to me for the debt? Also, I have noted from my Credit Report that one of the creditors has stated the account to be “satisfactory”. Is this because they are aware of an AD? I am most definitely confused.com. [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.