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| T O P I C R E V I E W |
| Paul.34 |
Posted - 08 October 2011 : 10:15:20
hi ,i have lots of debts ,from over 5 years ,reasons ,i had job ,then contract ended ,ended up on benefits . now i have job and all these companys for asking for monies ,which i started to pay at start,but now there,s two many ,ive had loans to pay some payments but now its out of hand and its getting to point where i have no money left at end of week ,and cant afford rent and paying for petrol to get to work to make more money is starting to be in possible ,i,m at the end of my teather,very stressed and causing problems with partener ,just wont to right off debts,so can start again level .with having wages ,beening able to pay rent and bills and know where i stand ,and not having money going out my bank all the time and ring lots of companies paying abit here and abit there and getting know where with it ,this is only thing i can do,set up iva couple years ago ,started paying but they just ripped me off paying nuffin to credits and not doing anything what they said they would . so just would like to be declare bankrupted to right off all my debt which is proberley £4000 in total .but with how things are it may as well be £1.000.000.000 i just can not afford to pay its just killing me working for nuffin was better off on benefits which is wrong .please help me get this sorted so i can have my life back |
| 3 L A T E S T R E P L I E S (Newest First) |
| Niobe |
Posted - 08 October 2011 : 16:27:38
It may also have been a dmp. The op could do with giving us some more details.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx |
| Viki.W |
Posted - 08 October 2011 : 15:08:09
Hi Paul,
Welcome to the forum.
Did you mean £4000 or £40,000? I presume as you were in an IVA then it's not £4000.
Either way, speak to an expert to chat through your situation. There will be a solution.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/ |
| Richard P |
Posted - 08 October 2011 : 11:31:01
Hi Paul
your situation and story is not uncommon
if your debts are £4,000 a debt relief order may be appropriate via CAB.
you or an agent can negotiate on your behalf and get you on a minimum debt management plan, this will give you time to get your self straight and start saving money to clear the debt.
keep focused
Good Luck Richard,
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