| T O P I C R E V I E W |
| Mazz |
Posted - 13 November 2011 : 15:31:54
Hi, I live alone in a rural area. My income is state pension, pension cedit & a small occupational pension which is deducted from my pension credit. Would someone please let me know what they think of my expenses listed below ?
Food/Laundry/toiletries 200
Electricity 88
Phone 22
Mobile 22
Cat 25
House insurance 9
Water 12
Sewage 17
Internet 19
TV Licence 13
Car Maintenance/MOT 22
Car Insurance 11
Car Tax 11
RAC 15
Petrol 44
Optical 5
Clothing 25
Emergency 25
Many thanks |
| 6 L A T E S T R E P L I E S (Newest First) |
| Skippy |
Posted - 14 November 2011 : 15:20:17
Yes, you can claim for haircuts. I can't remember exactly what I was allowed, but and I can't get into my blog to check but it I think it was £10 a month.
It might be worth speaking to one of the experts regarding your income and expenditure. Their details are either at the bottom of their posts or in the experts section at the side of the page.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
| Mazz |
Posted - 14 November 2011 : 13:23:28
I don`t think so, my income is only what the government says I need to live on but could the OR say there are things I don`t need like car or internet ?
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| Niobe |
Posted - 13 November 2011 : 22:18:11
I think you can claim for haircuts.
Once you have claimed for everything, is your DI more than £20 a month?
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx |
| Mazz |
Posted - 13 November 2011 : 22:12:03
Thanks for your repies. Yes, rent & council tax are paid for & because of my age & situation I don`t pay for dental or medical. I can`t remember the last time I had a haircut ! I thought that would be considered an unnecessary indulgence. I guess what I`m really worried about is the prospect of an IPA.
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| Niobe |
Posted - 13 November 2011 : 18:53:39
You need to allow for the dentist and hair cuts but as you're a pensioner I imagine your prescription charges are free.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx |
| Viki.W |
Posted - 13 November 2011 : 15:39:52
Do you get your rent and council tax paid for also dentists and medicines as they're not on the list?
You will probably only be allowed £10 for emergencies
Do you pay to get your hair cut? I would add something in for that if you do.
If that's what you spend then that's what you should put down.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/ |
