All Forums  New Questions  Forum Questions  BRO 12 years Issue in appealing

Note: You must be registered in order to post a reply.
To register, click here. Registration is FREE!

Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by prestonguy[/i] [br]Hi all, I have a very complex situation regarding the application of a BRO for 12 years in May 2005 after I had become discharged from my bankruptcy from April 2004-May 2004. I cleared approx £60k of unsecured debt including student loans (which at the time were eligible for clearing). I also waiting until 2004 when the law changed regarding the inclusion of gambling debts as most of mine were. During my bankruptcy I committed a robbery and fraud via deception, obtaining loans in my peoples names. I was sentenced in March 2005 to 4 years for the robbery and 2 x 1 years for the obtaining loans by deception. I was released Feb 2007 on parole. During my imprisonment I received a letter from the receiver saying they were seeking to impose a 12 year BRO because of my conduct during bankruptcy. I argued this on two fronts. Firstly I was unable to defend or appear in court as it was a civil matter and prison law doesn't allow for the transportation in civil matters. I was also unable to seek any advice from any legal body and effectively the receiver would win the case. My second arguement which I put in writing to the county court judge in blackpool was that as I had already been sentenced for the criminal issue of loan fraud (in other peoples names) how could the justifacation from the receiver be that the BRO was to "protect" future creditors when I did absolutely nothing to further destroy my own credit profile. I took loans out in other peoples names, effecting theirs and was criminally punished. Upon release I attempted to appeal via seeking legal aid for the option to do so. The legal aid was rejected on the basis that the case had too little chance of success. What I do not understand is that if the BRO was given unfairly, however unlikely it will be removed, surely I have some form of "human right" for a fair hearing, so this shouldn't matter. If anybody can help with this I would be amazed as the closest I have come is being told if I want a QC to look at it I would have to pay which is clearly not feasible. So as it stands I have a BRO attached to my name til May 2017. Clearly this affects my credit as I have only been able to acquire a cash card and basic current account since 2007. Will it ever improve with this on my name or not? I was told it lists as a "live credit issue" is this true? Any help would be greatly appreciated as I am now being punished for this years later when I would like to get my life back on track and develop a credit file for mortgage and other necessary products. kind regards Paul [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.