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T O P I C R E V I E W
Tom_Joad
Posted - 21 June 2012 : 21:46:14 My fiancee and I are to be married next month. We will be letting a house for the next year or so, when I will then apply for a sole mortgage. She was declared bankrupt 18 months ago and has now been discharged. Will our joint tenancy agreement (renting) have an adverse effect on my application for a sole mortgage in the future? We have no financial ties, but I am concerned that sharing a tenancy agreement will affect my application for a mortgage. I have no connection to her bankruptcy with no financial ties to her at the moment. Thanks in advance. J.
3 L A T E S T R E P L I E S (Newest First)
Niobe
Posted - 22 June 2012 : 08:03:04 If you struggle to get a high street mortgage then you could always try Ryan who is an expert on the forum. He has been instrumental in getting several people on the sister forum a mortgage.
His details can be found under the expert link on the left hand side of the page. Give him a call when you are ready. The advice is free.
Ascend may you find no resistance Know that you made such a difference All you leave behind will live to the end The cycle of suffering goes on But memories of you stay strong Someday I too will fly and find you again
year 2029
Posted - 22 June 2012 : 01:51:32 I think there will be financial implications even if you apply for a sole mortgage unfortunately :-(
I strongly suggest you seek independent financial advise. Your local CAB or other.
Hope all goes well :-)
-------------- Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated. Professional advice should always be sought.
Niobe
Posted - 21 June 2012 : 22:03:12 As far as I am aware, any joint financial dealings will impact on you both.
Ascend may you find no resistance Know that you made such a difference All you leave behind will live to the end The cycle of suffering goes on But memories of you stay strong Someday I too will fly and find you again
