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T O P I C R E V I E W
csiny007
Posted - 01 December 2012 : 01:20:22 i am disabeld iam on dla and incapasity benefits i owe about £33000.00 i live withe my perants i do not have any asstis i do not own a car or a house the only payments i have made is to debt management plan £154.00 every month the rest went on dvds and blu rayb films as i have anclosing sponderlitis l spend most of the day in bed i as soon to be reaced on my benefits if tay go down i may go bancrupt on my bank stitments it will show that i sepnd a but £400.plus a moth on dvds and blu rays thay may not be seem a lot to most but to some one who si in pain 24 hours a day it helps to get my mind of some of the pain can you help will i lose them or will i be abell to keep them yous dineo
3 L A T E S T R E P L I E S (Newest First)
Niobe
Posted - 02 December 2012 : 08:35:04 George - I have deleted your duplicate thread.
As Viki says - try renting rather than buying. It is an awful lot of money to spend each month and if you rent then it will cost you a lot less and so you could continue with your DMP. You certainly would not be able to carry on with that if you went bankrupt.
Viki.W
Posted - 01 December 2012 : 07:24:37 Hi and welcome,
If you google DVD rental, there are lots of really good companies that you can get lots and lots of DVDs each month for a very small monthly payment, like netflix and lovefilm, (I'm not particularly recommending them as I have no experience with these companies).
This will cut down your costs and if you can pay the extra you save into your DMP, you could get your debts paid off within 5 years, without going bankrupt.
Something for you to look into, but speak to an expert as Niobe has suggested.
Posted - 01 December 2012 : 06:52:59 Hi and welcome to the forum.
I'm so sorry to hear of your health problems and hope that they can improve.
As regards your DVD's I doubt they will be taken from you but you would not be able to continue to spend that amount of money on them if you went bankrupt. Any you did buy would have to be taken from your allowances.
Have a word with one of our experts - you can find their details on the left hand side of the page. The advice is free.
