| T O P I C R E V I E W |
| Dez |
Posted - 20 May 2013 : 10:53:38
Hi Just want to thank you all for your help in the past, but I have one small question to ask?
I have been trying to get a Tesco Mobile contract which is £20 per month for 24 months, it came back failed my credit check even though I explained this. I am paying O2 £22 per month pay as you go and have been for about 18 months now I want this Tesco mobile at £20 pm saving me £12 per year the contract length is 2 years so I would save £48 in total over 2 years. The woman I spoke to was not helpful even though I could afford it. My credit rating is fair.
I went through bankruptcy in Oct 2009.
Is there anyway I could get this contract? If so How?
I look forward to hearing you all.
Thanks
Dez |
| 15 L A T E S T R E P L I E S (Newest First) |
| nadineryan |
Posted - 10 July 2013 : 14:33:54
quote:
Originally posted by Niobe
T Mobile are normally pretty good for people with bad credit.
They were very understanding and respectful when I had problems about 2 years ago. |
| Niobe |
Posted - 06 June 2013 : 07:47:09
T Mobile are normally pretty good for people with bad credit.
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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| Dez |
Posted - 06 June 2013 : 04:40:42
I was out of BR in May 2010 early discharge and still cannot get any mobile phone contract. I am just in the middle of cleaning up my credit file now as most of my creditors are still showing as defaulted on my credit file after all this time.
Dez |
| Niobe |
Posted - 05 June 2013 : 16:37:23
EE are usually pretty good with people who are BR.
Virgin Media are also known to be ok with those in BR. It's not really credit as if you don't pay then you're in trouble again.
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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| pcoventry2 |
Posted - 05 June 2013 : 14:52:57
I managed to get a new 4G contract with EE when I was bankrupt. I was amazed. But took it back in 4 days as it was rubbish.
Just out of BR and even though they were a creditor it must all get written off as I now have a 12 month contract with Virgin Media and the highest amount of credit limit they do! (£240)
So god know how it works! |
| Dez |
Posted - 03 June 2013 : 18:22:29
Many thanks for your help.
Derek |
| Viki.W |
Posted - 03 June 2013 : 16:04:41
You need to write to the data controller of the original creditor for them to amend the details, regardless of it being passed on.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
| Dez |
Posted - 03 June 2013 : 15:06:14
Hi
I have checked my file and it does not say who the debt was passed onto. I looked on my Equifax credit report.
Thanks
Derek |
| Niobe |
Posted - 01 June 2013 : 20:07:23
If you check your credit record it should show you who now owns the debt.
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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| Dez |
Posted - 01 June 2013 : 19:23:57
Thanks again I will try and find out what companies had these debts and write to them.
If I cannot remember which company had the debt is there anyway I can find out?
Thanks
Derek |
| Niobe |
Posted - 31 May 2013 : 21:33:15
Hi,
Yes you do. Get in touch with the data controllers for those companies and get them to remove it.
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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| Dez |
Posted - 31 May 2013 : 20:55:54
If my debt was passed onto another company do I have to get hold of these to remove my debt from my Equifax file etc..... please
Thanks
Dez |
| Dez |
Posted - 30 May 2013 : 03:22:15
Many thanks for your help once again.
Dez |
| Niobe |
Posted - 26 May 2013 : 17:22:34
Give them 28 days in which to remove the defaults otherwise you will take the matter further.
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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| Dez |
Posted - 26 May 2013 : 16:12:20
Thanks again for your help I will now write to my crediors on my list and ask them to remove everything from the date of my BR.
Like I said I did do this a while back but nothing got done and they are still on my file.
Thanks for info on phones too.
Dez |
