HOME  FORUM  MEDIA  EVENTS  ARTICLES  TV  BLOGS
•Home
Bankruptcy:
•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating

Forum:
•forum
•register
•search
•faq
•experts

Blogs:
•Bankruptcy News
•More...

Media Room:
•Press releases
•Media Coverage

Other:
•About BankruptcyHelp
•Links
•Contact us
•Debt Glossary
•Insolvency jobs


FORUM
  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post

 All Forums
 New Questions
 Forum Questions
 Struggling to go bankrupt because of IVA

Note: You must be registered in order to post a reply.
To register, click here. Registration is FREE!

Screensize:
UserName:
Password:
Format Mode:
Format: BoldItalicizedUnderlineStrikethrough Align LeftCenteredAlign Right Horizontal Rule Insert HyperlinkInsert EmailInsert Image Insert CodeInsert QuoteInsert List
   
Message:

* HTML is OFF
* Forum Code is ON
Smilies
Smile [:)] Big Smile [:D] Cool [8D] Blush [:I]
Tongue [:P] Evil [):] Wink [;)] Clown [:o)]
Black Eye [B)] Eight Ball [8] Frown [:(] Shy [8)]
Shocked [:0] Angry [:(!] Dead [xx(] Sleepy [|)]
Kisses [:X] Approve [^] Disapprove [V] Question [?]

 
Check here to subscribe to this topic.
   

T O P I C    R E V I E W
Supergirl Posted - 04 November 2013 : 19:42:35
Hi,

I'm new here and at the end of my tether -

My IVA has moreless failed but My IVA company are waiting for EIC (a company that looks for claims for any missold PPI )Its really annoying as i am 99.9% sure i wasnt missold any. They will not issue my Termination Certificate and I just want to go ahead and declare myself bankrupt -

This is all as a result of losing my job last year and accumilating external credit of around £1k who are also chasing me as well as the remainder of what's left of my ivA which is about )11.5k. Now im in no position to pay hence wanting to declare myself bankrupt.

My IVA company say that they have Asked EIC to prioritise my case but ive heard this can go on for months.

Can i just go ahead and declare myself bankrupt without a termination certificate? Is there a kind of loophole to get me around this because i am so sure its just a big waste of time as im almost certain i never had any missold PPI!

It's really bringing me down and my IVA company don't exactly seem to be wanting to co-operate except say I have to just wait for the EIC company to get back to me and finish what they need to do. And I now have external debtors chasing me.

Any info would be a great help, as it's starting to really bring me down.. :(

Thanks
1   L A T E S T    R E P L I E S    (Newest First)
Niobe Posted - 05 November 2013 : 08:35:01
Hi and welcome to the forum, sorry to hear of your problems.

Speak to your local BR court to see if they will allow you to declare bankruptcy without a termination letter as it does sometimes happen.

I'd also recommend speaking to a BR expert - we have a couple who post on here. The advice is free.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant



bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06