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T O P I C R E V I E W
Gary.cp
Posted - 30 January 2014 : 17:30:22 I was made bankrupt in march 08, and because I was unemployed for 6 months after, the bankruptcy was cleared oct 08. The building society I was using closed my account with me owing £3oo.This is the only delinquent account I've got on my credit report, and it will be 6 years old in June. Will this disappear from my credit report in June?Being a builder, I can't get any accounts with suppliers who do credit checks on me.
2 L A T E S T R E P L I E S (Newest First)
Viki.W
Posted - 30 January 2014 : 17:59:13 If the last default date is no later than your bankruptcy court date, then yes it will drop off at the 6 year mark.
As Niobe has suggested, you will need to check your credit reports.
Posted - 30 January 2014 : 17:45:09 Hi and welcome to the forum.
Is it showing a default at all? Have you checked with the credit reference agencies?
What you may need to do is send off a copy of your discharge and get it removed.
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
