| T O P I C R E V I E W |
| Mark.d |
Posted - 16 August 2014 : 09:58:35
Hi there
I have a co op cashminder account, but have been advised to go bankrupt. I have no debt with co op bank and no credit cards with them. Hence, I do not owe them any money whatsoever. Will I still be allowed to retain my cash minder account with them. |
| 7 L A T E S T R E P L I E S (Newest First) |
| Skippy |
Posted - 20 August 2014 : 09:06:00
Just to add I was able to open a full current account with the Co-op last year, 6 years after the date of my BR, not date of discharge.
View my blog at http://skippy13.blogs.iva.co.uk/
The more I have to do with humans the more I think that the world would be a better place if it was run by animals.
Last IPA payment made on 28th June 2010. I'm proof that you can go BR and come out the other side. |
| Viki.W |
Posted - 20 August 2014 : 07:17:35
You will need to add the cashminder onto your forms under the bank account section, and no, you don't need to inform them.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
| Mark.d |
Posted - 20 August 2014 : 01:35:45
Hi there
Do I need to notify co op that I have now gone BR? I haven't listed my cash minder account on the bankruptcy forms
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| Niobe |
Posted - 17 August 2014 : 08:35:32
But they can go overdrawn by accident as people on the sister forum have done and they have had the accounts closed.
I have had an account with Barclays for years with no overdraft and no reserve and I have accidentally gone overdrawn on a couple of occasions. I've just bitten the bullet and paid the charges.
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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| pcoventry2 |
Posted - 16 August 2014 : 22:31:56
Well based on the fact you can't have an OD on said account they won't have any problems there.
I ran one for about a year and opened it a few days before I went BR - no problems for me. They just won't give it to anyone who comes in after they are BR.
The benefits of this account is the facilities. I also had an account with Barclay's and they took everything away bar cash point use and I never had one near where I lived so I chucked them in.
2 days after discharge I returned to barclays and they had no record of me ever being a customer so I was allowed to open a new account. I now have 4 accounts with them including an ISA.
Co-op told me they wouldn't even consider upgrading my account for 5 years AFTER my BR dropped off my credit - True story. My response was also true
"11 years? uck that!"
Never looked back.
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| Niobe |
Posted - 16 August 2014 : 11:14:39
Hi and welcome.
Co-op are pretty good if you already have one. Make sure you don't go overdrawn at all as they have a habit of closing accounts if you do it three times.
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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| Viki.W |
Posted - 16 August 2014 : 10:25:21
Yes that will be fine.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
