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 Credit file after discharge

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T O P I C    R E V I E W
Gavb77 Posted - 14 April 2015 : 22:53:14
Hi everyone,

This has probably been asked but I couldn't find anything specific so anyone's help would be appreciated.

My bankruptcy date was 21/6/12 and discharge date was 21/6/13. I had a black horse car loan included within my bankruptcy although it is still showing on my report and the default date is showing on my credit file as 29/08/12 which is after my bankruptcy date, it also shows the amount as a current balance and also as defaulted, does this sound correct? I had approx 5 or 6 creditors when I went bankrupt and the others have all disappeared from my report so a bit confused with this one

Thank you
2   L A T E S T    R E P L I E S    (Newest First)
Niobe Posted - 15 April 2015 : 08:08:58
Hi,

If you have a copy of your discharge notice then send a copy of that with your letter. If they don't comply then you will need to escalate the request.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant


Viki.W Posted - 15 April 2015 : 06:30:58
Hi, you'll need to write to the data controller at black horse and ask them to mark your file as satisfied. Give them 28 days to do so.



Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp

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