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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by Anna[/i] [br]Hi all, time is flying, i went bankrupt august 2011, discharged a year later and my life is stress free. I have no credit and i dont want it either. I have 2 jobs now so if i want something, i can just buy it. I work hard to support myself, its tireing but im happy that i can afford things if i want them, although my experience over the last few years has taught me if you cant afford or dont need dont buy. I keep an eye on my credit file but i didnt bother to get any debts still marked as defaulted, satisfied or my ccj marked as satisfied either. I thought it best to leave alone. My question is, does the 6 years when bankruptcy, debts and ccj fall off my credit file include the year of bankruptcy or 6 years after discharge? Thanks anna [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.