| T O P I C R E V I E W |
| pbs106 |
Posted - 24 July 2015 : 14:07:58
I was made bankrupt on 16/02/2010 and discharged on 16/02/2011. My credit file still shows two separate defaulted amounts which were as a result of my bankruptcy although the remaining accounts show a nil balance. When and how can I start the process of removing these defaulted amounts from my credit file. Thanks ... |
| 12 L A T E S T R E P L I E S (Newest First) |
| Viki.W |
Posted - 03 March 2016 : 20:30:39
That's really great news. Good luck for the future.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
| Niobe |
Posted - 03 March 2016 : 19:31:21
Excellent news - well done!!
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
|
| pbs106 |
Posted - 03 March 2016 : 16:59:49
Thats it - all adverse entries have now been removed from my credit file and my Experian score is 999 from a possible 999. I just wanted to thank everyone for their help and support over the last six and a half years or so. Peter |
| Viki.W |
Posted - 24 February 2016 : 08:16:14
I agree, give them another 28 days but state that you will take your case to the information commissioner if they don't comply. Good luck.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
| Niobe |
Posted - 20 February 2016 : 14:12:26
Good news (partially!) Persevere with Egg and threaten to take things to a higher level!
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
|
| pbs106 |
Posted - 20 February 2016 : 14:03:24
I have gone past the magic date of 16/02/16 and still have 3 organisations ignoring my requests to alter the default date although I have complained to all three. I got a letter of apology from Barclaycard this morning who have now removed their entry and they also sent me a cheque for £50 for the inconvenience caused - happy days. Just two more to sort out and thats it although one is EGG Banking who appear to be somewhat elusive! Peter |
| Niobe |
Posted - 28 July 2015 : 07:47:04
Let us know how you get on.
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
|
| pbs106 |
Posted - 27 July 2015 : 20:49:11
Many belated thanks for the info ... Peter |
| Niobe |
Posted - 25 July 2015 : 18:53:22
If they have then write to them, enclosing a copy of your BR paperwork and ask them to remove defaults.
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
|
| Viki.W |
Posted - 24 July 2015 : 20:14:00
From the date of bankruptcy or the date of the last default if that was before. You need to make sure they haven't defaulted you after your BR date.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
| pbs106 |
Posted - 24 July 2015 : 16:38:32
Is it 6 years from the date of bankruptcy or discharge? Peter |
| Viki.W |
Posted - 24 July 2015 : 15:51:32
Hi,
They will show on your credit file until they drop off after 6 years but you need to write to the data controller for each creditor and ask them to mark it as satisfied.
Also make sure the last default date is your bankruptcy date or before.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
