| T O P I C R E V I E W |
| Jude |
Posted - 01 September 2008 : 18:37:49
Hello - I am trying to complete the BR forms on line and have a couple of questions (I'm sure there'll be more!!)
In the unsecured creditor section it asks for 'date incurred' - I am putting credit cards in and I have had debt with them for years but I don't know any dates - does anyone know what I should put?
In the secured creditors I have listed my house - it says 'Amount Owing' so I have estimated the outstanding mortgage amount and then it says 'What is it's present value?' is this the value of the house? If I put that amount in and save it the main sheet shows 'net owing' as the value of the house - is that correct? Doesn't seem right to me!
Many thanks. |
| 7 L A T E S T R E P L I E S (Newest First) |
| JulianDonnelly |
Posted - 04 September 2008 : 13:08:22
I second that :)
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
| Christina85 |
Posted - 03 September 2008 : 19:29:08
Hi again jo
I think your blog is FAB! I love all of the pictures and its amazing how much time and effort you must put in.
Its also nice to hear some other real life stuff and not just about BR!
Well done
Christina |
| Needafriend |
Posted - 01 September 2008 : 19:07:26
Thanks Christina,
Im not promoting myself but have a quick look at my blog, i have been playing today, and tell me what you think.
Keep Smiling
Jo :)
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
| Christina85 |
Posted - 01 September 2008 : 19:01:21
Thanks jo
I am so glad to see that you have come back. I don't really post too often but I look at this site every day and I always notice how friendly you seem and the good advice that you give
keep up the good work
xx |
| Needafriend |
Posted - 01 September 2008 : 18:58:20
Thanks Christina,
Thats good to know. :)
Keep Smiling
Jo :)
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
| Christina85 |
Posted - 01 September 2008 : 18:50:53
hi
just thought I would say that I had a problem with the house valuation section when completing the forms online. I have a secured loan aswell as a mortgage and the computer didn't recognise that I was in negative equity (it ended up adding the 2 values together).
I ended up putting in what it asked for and then I crossed out the incorrect figure and ameded it and signed next to it when I printed the forms out.
There were no problems with this when I took the forms to the court.
So if the figure it has calculated doesn't seem right them I am sure you can amend it on paper the same as I did!
Hope that helps
Christina |
| Needafriend |
Posted - 01 September 2008 : 18:39:37
Hi Jude
I just put a rough guess with regard to the dates, the mortgage i put what we owed including the redemption figure and the i got 3 valuations and did the middle of the 3 for my figure for the current value.
Keep Smiling
Jo :)
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
