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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by on the up[/i] [br]last september i went into an iva and in january seperated from my now ex wife and left the family home in which i still have about 9k of equity, moved into rented accommodation and could not continue to pay iva which was frozen for 6 months, i had to find a lot of money to pay deposits and furniture etc and used a credit card which i know i should not have done but had no choice, my iva is now about to be cancelled as my creditors wont accept a f/f settlement so low, and i am going to seek bankruptcy but i dont even have the money to pay the fees, has anybody been in a similar situation and what are the concequences of having used the credit card? [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.