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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by digman[/i] [br]Having spent most of the day trawling the internet to find info to no avail i will see if any one here can help . On looking through a copy of a recent refinancing loan application ( to pay off existing loan + £5000 extra ) , i have noticed it states the balance of all credit cards as nil . I am positive i wasnt asked this over the phone , but as im sure other people do , my wife and i signed the loan papers when they arrived without checking the smaller details . Can this be classed as a criminal act / fraud / deception by the OR and result in prosecution . I have not booked a BR appt yet but have had the forms sent to me . Would really appreciate some expert advice on this matter .... Thanks [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.